16532 NW 245TH TERRACE, HIGH SPRINGS, FL, 32643
Active6 days on marketListed Aug 3, 2026MLS #GC541655
About this home
16532 NW 245TH TERRACE
Discover the perfect blend of nature and modern living at Bridlewood in High Springs. These exceptional future homesites give the rare opportunity to live with your backyard backed up directly onto preserved green space, where majestic oak trees provide a beautiful natural backdrop and added privacy. Select lots also enjoy proximity to the community's planned amenity center, designed to bring neighbors together with future recreational and gathering spaces. Bridlewood is a thoughtfully planned community featuring tree-lined streets, expansive open space, scenic walking trails, and a commitment to preserving the area's natural beauty. Just over 20 minutes from Gainesville, you'll enjoy the tranquility of small-town living while remaining close to shopping, dining, healthcare, and the University of Florida. Outdoor enthusiasts will love the convenient access to the Santa Fe River and the area's world-famous natural springs, offering endless opportunities for kayaking, paddleboarding, swimming, diving, tubing, and hiking. Whether you're ready to build your dream home or invest in one of North Central Florida's most exciting new communities, Bridlewood offers a lifestyle where nature, convenience, and community come together.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,059 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,059/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside High Springs
Get to know High Springs. See the full High Springs guide →
HIGH SPRINGS 32643 — neighborhood snapshot
Population
11,495
Median age
38.5
Median income
$69,871
Median home value
$254,900
Avg household
2.86
Households w/ children
1,364
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The High Springs market
$330K → $294K
High Springs median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the HIGH SPRINGS 32643 median. See the full High Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 16532 NW 245TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$235,000
17182 NW 238TH TERRACE
3 bd · 1 ba · 1,008 sqft · $233/sqft · 5 DOM
Sold · Mar ’26$196,000
23264 NW 178TH PLACE
3 bd · 1 ba · 1,012 sqft · $194/sqft · 119 DOM
Sold · Dec ’25$234,750
23199 NW 178TH PLACE
3 bd · 2 ba · 1,085 sqft · $216/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16532 NW 245TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16532 NW 245TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16532 NW 245TH TERRACE FAQs
What would the monthly payment be for 16532 NW 245TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,059/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16532 NW 245TH TERRACE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16532 NW 245TH TERRACE?+
The most recent tax bill on record (2025) was $100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16532 NW 245TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in High Springs?+
At $117,000, this home is listed about 69% below the High Springs median of $374,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16532 NW 245TH TERRACE?+
High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HIGH SPRINGS 32643 market on paper
$117,000 is 64% below the HIGH SPRINGS 32643 median of $321,950.
02Fresh on the market
Only 6 days on market in a High Springs market that averages 31 — if it fits, move quickly.
03Strong assigned schools
High Springs Community School, Santa Fe High School — High Springs Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MOMENTUM REALTY - GAINESVILLE · Kelly Crews. MLS #GC541655.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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