132 CONCORD DRIVE NE, PORT CHARLOTTE, FL, 33952
Active39 days on marketListed Jul 2, 2026MLS #GC541555
About this home
132 CONCORD DRIVE NE
Beautifully Renovated Waterfront Home with Direct Canal Access – Bring Your Boat! Completely reimagined from top to bottom, this exceptional waterfront home combines premium craftsmanship, high-end finishes, and an unbeatable boating lifestyle. Situated on an oversized 0.31-acre lot with approximately 120 feet of waterfront, this exceptional property offers direct canal access to Charlotte Harbor. With only one 14-foot bridge separating you from open water, it's a dream location for boating enthusiasts. From the moment you step inside, you'll appreciate the quality and attention to detail. The stunning designer kitchen serves as the centerpiece of the home, featuring custom cabinetry, granite countertops, newer appliances, a spacious island, and an open-concept layout perfect for entertaining. Luxury vinyl flooring, oversized baseboards, modern lighting, and elegant finishes create a sophisticated yet comfortable coastal atmosphere. The heavy lifting has already been done. A newer roof, impact-rated windows and shutters, newer interior and exterior doors, fresh interior paint, a beautifully remodeled spa-inspired bathroom, and a private dock mean you can move in with confidence and spend your time enjoying the waterfront — not managing renovation projects. Step outside to the screened lanai and enjoy tranquil canal views while watching boats cruise by. Launch your boat from your own backyard and spend the day exploring Charlotte Harbor, Fisherman's Village, downtown Punta Gorda, the Peace and Myakka Rivers, Sunseeker Resort, or the Gulf of Mexico — all easily accessible by water. Whether you're searching for a full-time residence, a winter retreat, or the ultimate Florida waterfront lifestyle, this home offers the perfect combination of location, luxury, boating access, and worry-free ownership. Properties offering this level of updating, premium materials, oversized waterfront lot, and quick access to open water are truly rare.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,120
Sqft
0.31 ac
Lot size
1
Garage
1963
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,610 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,610/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+53.3%
$/sqft vs PORT CHARLOTTE SEC 002
$288 vs $213
Days on market
39 vs 60 typical
Where $288/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 002
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
2 of 6
PORT CHARLOTTE SEC 002 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 131% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 132 CONCORD DRIVE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$160,000
166 DARTMOUTH DRIVE NW · same community
2 bd · 2 ba · 1,096 sqft · $146/sqft · 73 DOM
Sold · Jan ’26$182,000
123 REVERE STREET NW · same community
2 bd · 2 ba · 1,156 sqft · $157/sqft · 114 DOM
Sold · Mar ’26$300,000
130 ADAMS COURT NW · same community
2 bd · 2 ba · 1,050 sqft · $286/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 132 CONCORD DRIVE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 132 CONCORD DRIVE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
132 CONCORD DRIVE NE FAQs
What would the monthly payment be for 132 CONCORD DRIVE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,610/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 132 CONCORD DRIVE NE?+
The most recent tax bill on record (2025) was $4,863. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $323,000, this home is listed about 2% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 132 CONCORD DRIVE NE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$323,000 runs 131% above the PORT CHARLOTTE 33952 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $338,000, now $323,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Alena Knoepfler. MLS #GC541555.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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