SW CARPENTER ROAD W, LAKE CITY, FL, 32024
Pending41 days on marketListed Jun 27, 2026MLS #GC541518
About this home
SW CARPENTER ROAD W
This 10-acre parcel of land is situated in Columbia County, boasting beautiful pine trees and a cleared homesite. A survey has already been conducted, and electricity runs along the front of the property. This property holds a unique designation as a "Special Family Lot," allowing the owner to gift portions of the land to family members for them to build on once the property has been established as a homestead. This presents a rare opportunity for families looking to create a shared living space or for individuals seeking to build multiple homes on the same property. With its location not in a flood zone, a corner lot and the potential for family members to build, this property offers a truly special opportunity for those looking to create a close-knit community. Don't miss out on the chance to make this unique property your own. Sign on property. Go Direct
Facts & features
The home at a glance
10 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,426 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,609/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32024 — neighborhood snapshot
Population
20,644
Median age
44.2
Median income
$62,066
Median home value
$201,700
Avg household
2.6
Households w/ children
2,304
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $249K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the LAKE CITY 32024 median. See the full Lake City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SW CARPENTER ROAD W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SW CARPENTER ROAD W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
SW CARPENTER ROAD W FAQs
What would the monthly payment be for SW CARPENTER ROAD W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,426/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SW CARPENTER ROAD W?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at SW CARPENTER ROAD W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake City?+
At $200,000, this home is listed about 50% below the Lake City median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to SW CARPENTER ROAD W?+
Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE CITY 32024 market on paper
$200,000 is 50% below the LAKE CITY 32024 median of $396,075.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Westside Elementary School, Columbia High School — Westside Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of ROYAL PALM REAL ESTATE SERVICES · June Makis, Pa. MLS #GC541518.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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