419 LILY TRAIL, INTERLACHEN, FL, 32148
Active25 days on marketListed Jun 26, 2026MLS #GC541505
About this home
419 LILY TRAIL
Tucked away between Interlachen and Hawthorne in one of North Central Florida's most scenic rural landscapes, this almost 5 acre property offers the rare opportunity to enjoy a private homestead lifestyle surrounded by nature and abundant outdoor recreation . Surrounded by mature oak trees and accessed through a private gated entrance, the lantern-lined white rock circular driveway welcomes you to a property designed for those seeking space to spread out and enjoy a slower pace of life. Inside, this 2026 Champion 3-bedroom, 2-bath split floor plan features two separate living areas, providing the versatility to accommodate entertaining, a home office, hobby space, media room, or multi-generational living. The primary suite also features a large walk-in closet and a waterfall shower head. As a brand-new home, buyers can enjoy the confidence and convenience that come with modern construction and new major systems throughout. Beyond the home, the property truly shines. A substantial 40' x 60' pole barn with a white rock floor and oversized 8' x 8' posts featuring a 16' x 20' covered deck creates endless possibilities for equipment storage, workshops, livestock support, recreational vehicles, gatherings, and outdoor entertaining. The rear portion of the property offers a park-like elevated retreat area complete with a furnished yurt, providing a unique setting for guests, creative pursuits, peaceful afternoons, or evenings spent enjoying the natural surroundings. With two separate 200-amp electrical services, HIGH & DRY - OUTSIDE THE FLOOD PLAIN, no HOA, and no deed restrictions, this property offers the freedom and flexibility sought by homesteaders, hobby farmers, outdoor enthusiasts, and anyone looking for a private country retreat. This properties specific location makes traveling to all of Putnam Counties outdoor recreational activities simple, allowing its new owners to experience the boating, fishing, hunting, hiking and biking of beautiful Florida. Shopping, dining, and recreation aren't far away with Gainesville, Hawthorne, St Augustine, Ocala, and Palatka just down the road. This exceptional property combines modern comfort with the tranquility of North Florida's natural landscape.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,600
Sqft
4.63 ac
Lot size
2026
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,275 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,275/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Interlachen actives
$203 vs $166
Days on market
25 vs 22 typical
Where $203/sqft sits among the 26 Interlachen actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Interlachen
Get to know Interlachen. See the full Interlachen guide →
INTERLACHEN 32148 — neighborhood snapshot
Population
11,580
Median age
42.9
Median income
$45,320
Median home value
$87,800
Avg household
2.5
Households w/ children
1,389
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Interlachen market
$145K → $152K
Interlachen median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
10 of 26
Interlachen actives have cut their price
Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2586% above the INTERLACHEN 32148 median. See the full Interlachen market guide →
Paper trail
This home's history
Reality check
What actually sold near 419 LILY TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$110,000
111 GLADIOLA DRIVE · same community
3 bd · 2 ba · 1,723 sqft · $64/sqft · 274 DOM
Sold · Mar ’26$365,000
240 WHIRLWIND LOOP
4 bd · 2.5 ba · 1,620 sqft · $225/sqft · 13 DOM
Sold · Mar ’26$210,000
151 LAKE GALILEE DRIVE
4 bd · 2 ba · 1,560 sqft · $135/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 419 LILY TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 419 LILY TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
419 LILY TRAIL FAQs
What would the monthly payment be for 419 LILY TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,275/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 419 LILY TRAIL?+
The most recent tax bill on record (2025) was $690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Interlachen?+
At $325,000, this home is listed about 44% above the Interlachen median of $225,000. The market section on this page shows how the area is trending.
Which schools are assigned to 419 LILY TRAIL?+
Robert H. Jenkins Junior Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$325,000 runs 2586% above the INTERLACHEN 32148 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $365,000, now $325,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Joseph Healey. MLS #GC541505.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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