David Ramirez
Pending
$244,9002 bd2 ba1,592 sqft$154 /sqft$1,991 /mo all-in ↓

8391 NW 39TH CIRCLE, GAINESVILLE, FL, 32653

Pending23 days on marketListed Jul 2, 2026MLS #GC541483

Priced 11% below the GAINESVILLE 32653 medianSingle Family ResidenceTURKEY CREEK FOREST UNIT 1 REP

About this home

8391 NW 39TH CIRCLE

Welcome home to easy, carefree living in this peaceful and active 55+ community, where you'll enjoy a wonderful blend of relaxation, recreation, and friendly neighbors. Residents have access to an impressive array of amenities, including a clubhouse, swimming pool, pool tables, card room, tennis courts, pickleball, shuffleboard, and horseshoe pits—providing endless opportunities to stay active and socialize. Inside, you'll find spacious rooms with an inviting layout designed for comfortable everyday living. The floorplan was thoughtfully designed with an abundance of closet space throughout the home. The remodeled kitchen features updated cabinetry, countertops, and appliances that were replaced just three years ago, making meal preparation a pleasure. Both bathrooms have also been tastefully renovated, while newer flooring, updated light fixtures, and fresh interior paint create a bright, modern feel throughout the home. Relax year-round in the sunroom overlooking a natural area - the perfect place to enjoy your morning coffee or unwind at the end of the day. Outside, the mulched landscaping offers exceptional curb appeal while keeping yard maintenance to a minimum, allowing you more time to enjoy the community's outstanding amenities. Completing the home is a spacious two-car garage with plenty of room for vehicles and additional storage. If you've been searching for a move-in-ready home in a welcoming community that offers both tranquility and an active lifestyle, this is one you won't want to miss!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,592

Sqft

0.1 ac

Lot size

2

Garage

1980

Year built

One

Levels

$154

Per sqft

Trees/Woods view55+ community

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Open Floorplan
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ExteriorOther

Community & fees

HOA fee$43/mo
Taxes (2025)$2,858/yr
PetsBreed Restrictions
CommunityDeed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,991 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2025 actual bill$238
HOA fee — from the listing$43
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,572Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,572
Interest rate6.00%
Loan term

Estimated payment

$1,991/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$238
HOA / condo fee$43
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $245K
$214KedgeAI estimate $229,246 · range $223K$245K$255K

vs edgeAI estimate

+6.8%

Days on market

23 vs 36 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Turkey Creek Forest

Map of 8391 NW 39TH CIRCLE inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Turkey Creek Forest — neighborhood snapshot

Population

484

Median age

74

Median income

$32,667

Median home value

$167,800

Avg household

1

For the school run

Alachua County School District

ElementaryWilliam S. Talbot Elementary School★★★★
MiddleA. L. Mebane Middle School★★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% below the GAINESVILLE 32653 median. See the full Gainesville market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $244,900 · 23 days on market since
1980Built · TURKEY CREEK FOREST UNIT 1 REP

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8391 NW 39TH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8391 NW 39TH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8391 NW 39TH CIRCLE FAQs

What would the monthly payment be for 8391 NW 39TH CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,991/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8391 NW 39TH CIRCLE?+

The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8391 NW 39TH CIRCLE?+

The most recent tax bill on record (2025) was $2,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8391 NW 39TH CIRCLE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $244,900, this home is listed about 17% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 8391 NW 39TH CIRCLE?+

William S. Talbot Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the GAINESVILLE 32653 market on paper

$244,900 is 11% below the GAINESVILLE 32653 median of $275,450, and at $154/sqft it sits under the Gainesville average of $208.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

William S. Talbot Elementary School, A. L. Mebane Middle School, Santa Fe High School — William S. Talbot Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Jeff Quigley. MLS #GC541483.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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