14681 NW 232ND STREET, HIGH SPRINGS, FL, 32643
Active28 days on marketListed Jul 16, 2026MLS #GC541477
About this home
14681 NW 232ND STREET
Discover your own private oasis with this beautifully maintained 2-bedroom, 3-bath concrete block home, perfectly situated on 5 fully fenced and gated acres in a highly desirable North Central Florida location. Offering the ideal blend of privacy, comfort, and convenience, this exceptional property is ready to welcome you home. Step inside to an inviting open-concept floor plan where the spacious kitchen flows seamlessly into the living area, complete with additional bar seating that's perfect for entertaining or casual family meals. Large windows fill the home with natural light, creating a bright and airy atmosphere throughout. A built-in office space provides the perfect setup for working from home or managing everyday tasks. Each generously sized bedroom features its own private ensuite bathroom, offering comfort and privacy for family or guests, while a third full bathroom adds extra convenience. Step outside and experience everything this property has to offer. Relax on the expansive wrap-around covered porch overlooking mature shade and fruit trees, or bring your gardening dreams to life in the dedicated garden area complete with its own water supply. Whether you're looking for a mini farm, hobby property, or quiet country retreat, this acreage offers endless possibilities. Major updates provide peace of mind, including a NEW metal roof (2025), HVAC (2018), and water heater (2024). Additional improvements include fresh interior and exterior paint, updated landscaping, a new storage shed, and an irrigation system for the garden. Conveniently located just minutes from the Santa Fe River, world-renowned natural springs, state parks, restaurants, shopping, and schools, you'll also enjoy quick access to Santa Fe College, the University of Florida, HCA Florida North Florida Hospital, and UF Health Shands Hospital. If you've been searching for a move-in ready home with acreage, modern updates, and an unbeatable location, this one truly has it all!
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
1,594
Sqft
5.01 ac
Lot size
2006
Year built
One
Levels
$307
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,536 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,536/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs High Springs actives
$307 vs $210
Days on market
28 vs 32 typical
Where $307/sqft sits among the 74 High Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside High Springs
Get to know High Springs. See the full High Springs guide →
HIGH SPRINGS 32643 — neighborhood snapshot
Population
11,495
Median age
38.5
Median income
$69,871
Median home value
$254,900
Avg household
2.86
Households w/ children
1,364
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The High Springs market
$330K → $294K
High Springs median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
39 of 74
High Springs actives have cut their price
Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the HIGH SPRINGS 32643 median. See the full High Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 14681 NW 232ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$395,000
14681 NW 232ND STREET · same community
2 bd · 3 ba · 1,594 sqft · $248/sqft · 40 DOM
Sold · Apr ’26$1,146,800
23748 NW 142ND AVENUE · same community
4 bd · 4 ba · 3,204 sqft · $358/sqft · 5 DOM
Sold · Jul ’26$399,500
15315 NW STATE ROAD 45
3 bd · 2 ba · 1,557 sqft · $257/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14681 NW 232ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14681 NW 232ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14681 NW 232ND STREET FAQs
What would the monthly payment be for 14681 NW 232ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,536/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14681 NW 232ND STREET?+
The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14681 NW 232ND STREET?+
The most recent tax bill on record (2025) was $3,019. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14681 NW 232ND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in High Springs?+
At $490,000, this home is listed about 30% above the High Springs median of $376,950. The market section on this page shows how the area is trending.
Which schools are assigned to 14681 NW 232ND STREET?+
High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP- TIOGA · Kristi Crane. MLS #GC541477.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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