5930 ISLAND ROAD, MELROSE, FL, 32666
Active39 days on marketListed Jun 24, 2026MLS #GC541435
About this home
5930 ISLAND ROAD
Located in historic Melrose, this 2-bedroom, 2-bath waterfront home offers a prime setting on a canal with direct access to Lake Santa Fe. Inside, the living area is bright and open, with vaulted ceilings and a stone-accented fireplace. The spacious kitchen features updated appliances and granite countertops, with plenty of cabinet space. Enjoy water views from the Florida room, which is perfect for relaxing. From here, step directly out onto the back deck. Take full advantage of waterfront living with your own private dock and covered boat slip, making it effortless to get out on the water whenever you like. A detached garage adds both flexibility and functionality to the property, offering ample space for parking, storage, or even a workshop. Directly across the road, a walking trail leads straight to Santa Fe Lake Park, adding to the home's unbeatable location. Enjoy peace of mind with major updates already completed, including a newer roof, HVAC system, windows, gutters, and flooring. Whether you are looking for a full-time residence or a weekend escape, this location truly sets this property apart.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,388
Sqft
0.54 ac
Lot size
2
Garage
1994
Year built
One
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,907 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,907/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melrose actives
$287 vs $255
Days on market
39 vs 57 typical
Where $287/sqft sits among the 41 Melrose actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
21 of 41
Melrose actives have cut their price
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near 5930 ISLAND ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$360,000
7328 CANAL BOULEVARD · same community
3 bd · 2 ba · 1,392 sqft · $259/sqft · 1 DOM
Sold · Jul ’26$385,000
7327 WINCHESTER DRIVE · same community
4 bd · 3 ba · 1,536 sqft · $251/sqft · 36 DOM
Sold · Nov ’25$405,000
7503 WINCHESTER DRIVE · same community
4 bd · 4 ba · 1,538 sqft · $263/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5930 ISLAND ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5930 ISLAND ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5930 ISLAND ROAD FAQs
What would the monthly payment be for 5930 ISLAND ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,907/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5930 ISLAND ROAD?+
The most recent tax bill on record (2025) was $2,663. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $399,000, this home is listed about 1% above the Melrose median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5930 ISLAND ROAD?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MATT MERRITT REAL ESTATE. MLS #GC541435.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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