1316 NW 120TH WAY, GAINESVILLE, FL, 32606
Active39 days on marketListed Jun 24, 2026MLS #GC541401
About this home
1316 NW 120TH WAY
Turnkey three bedroom home in the desirable community of South Pointe! Never have to worry about your roof or siding again! The HOA covers it all giving you peace of mind. The stone on the front of the house gives it a great custom feel. As you enter the home, the large kitchen with matching white appliances and breakfast bar opens in front of you. The open floor plan flows into the large living room, making it perfect for entertaining. The interior walls are freshly painted and give off a a bright and airy touch. Just off of the living room is the primary suite that has a spacious walk-in closet. The primary bathroom has a double vanity, garden tub and walk in tiled shower. There are two additional bedrooms and hall bath located in the back of the home. There is a large two car garage with washer/dryer hookups and an electronic door opener. The community has a sparkling pool, perfect to escape the summer heat. Just minutes from the shopping and restaurants in Town of Tioga. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,507
Sqft
0.07 ac
Lot size
2
Garage
2006
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,752 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,752/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.4%
$/sqft vs Gainesville actives
$206 vs $198
Days on market
39 vs 36 typical
Where $206/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1316 NW 120TH WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$325,000
1545 NW 120TH WAY · same community
3 bd · 2.5 ba · 1,499 sqft · $217/sqft · 23 DOM
Sold · Aug ’25$205,000
13200 W NEWBERRY ROAD UNIT L61
2 bd · 2.5 ba · 1,465 sqft · $140/sqft · 372 DOM
Sold · Dec ’25$200,000
13200 W NEWBERRY ROAD UNIT 80
2 bd · 2.5 ba · 1,465 sqft · $137/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1316 NW 120TH WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1316 NW 120TH WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1316 NW 120TH WAY FAQs
What would the monthly payment be for 1316 NW 120TH WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,752/mo — principal and interest, the actual property-tax bill, the $172/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1316 NW 120TH WAY?+
The association fee works out to $172 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1316 NW 120TH WAY?+
The most recent tax bill on record (2025) was $5,496. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1316 NW 120TH WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $310,000, this home is listed about 5% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1316 NW 120TH WAY?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of UNION PROPERTIES OF GAINESVILLE, INC. · Myles Grayson. MLS #GC541401.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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