2951 SW 40TH AVENUE, GAINESVILLE, FL, 32608
Active27 days on marketListed Jul 7, 2026MLS #GC541397
About this home
2951 SW 40TH AVENUE
Don’t miss this exceptional opportunity in one of Gainesville’s most convenient locations! Located in southwest Gainesville, this move-in-ready home features several valuable updates, including a roof replaced in January 2022, HVAC system replaced in February 2022, and updated flooring throughout most of the home in January 2022, with the exception of the kitchen and living room. The property is just minutes from the University of Florida, UF Health/Shands Hospital, shopping, dining, parks, and I-75, offering easy access to many of Gainesville’s most popular destinations. Whether you’re looking for a primary residence or an income-producing property, this home combines modern updates with an excellent location. Schedule your private showing today to see everything this property has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,323
Sqft
0.12 ac
Lot size
1
Garage
1994
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,372 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,372/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9%
$/sqft vs Gainesville actives
$212 vs $198
Days on market
27 vs 36 typical
Where $212/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32608 — neighborhood snapshot
Population
53,966
Median age
30.2
Median income
$60,182
Median home value
$340,200
Avg household
2.3
Households w/ children
4,332
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
188 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2951 SW 40TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$278,000
2864 SW 40TH AVENUE · same community
3 bd · 2 ba · 1,434 sqft · $194/sqft · 147 DOM
Sold · Jan ’26$160,000
2959 SW 39TH AVENUE UNIT 0
3 bd · 2 ba · 1,209 sqft · $132/sqft · 44 DOM
Sold · Jan ’26$175,000
3705 SW 27TH STREET UNIT 928
3 bd · 3 ba · 1,198 sqft · $146/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2951 SW 40TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2951 SW 40TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2951 SW 40TH AVENUE FAQs
What would the monthly payment be for 2951 SW 40TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,372/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2951 SW 40TH AVENUE?+
The most recent tax bill on record (2025) was $5,291. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2951 SW 40TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $279,900, this home is listed about 5% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2951 SW 40TH AVENUE?+
Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ARISTA REALTY · Vyvy Nguyen. MLS #GC541397.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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