David Ramirez
$149,5002 bd2 ba1,040 sqft$144 /sqft$1,448 /mo all-in ↓

10081 SW 95TH AVENUE, OCALA, FL, 34481

Active43 days on marketListed Jun 22, 2026MLS #GC541378

Priced 36% below the OCALA 34481 medianSingle Family ResidencePINE RUN ESTATE

About this home

10081 SW 95TH AVENUE

Virtually Staged. Welcome home to this beautifully maintained 2-bedroom, 2-bath residence nestled in the highly sought-after 55+ community of Pine Run Estates. Offering comfort, convenience, and a relaxed Florida lifestyle, this charming home is ready for its next owner. Step inside to find a spacious living and dining area featuring updated hardwood flooring that adds warmth and character throughout the home. The kitchen comes fully equipped with a refrigerator, range, and dishwasher, making meal preparation a breeze. One of the home's most unique features is the private cedar spa, complemented by an outdoor shower—creating the perfect space to unwind and enjoy Florida's beautiful weather. Additional highlights include washer and dryer hookups, a fenced backyard ideal for pets or gardening, and a covered two-car carport for added convenience. Living in Pine Run Estates means enjoying an active and vibrant community lifestyle with incredible amenities, including two swimming pools, clubhouses, a fitness center, tennis courts, shuffleboard, and a full calendar of social activities. Plus, you'll be just minutes from shopping, dining, medical facilities, and entertainment. Come discover why so many residents love calling Pine Run Estates home! At least one resident must be 55 years of age or older.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,040

Sqft

0.27 ac

Lot size

1983

Year built

One

Levels

$144

Per sqft

55+ community

Inside

FlooringOther
AppliancesDisposal · Range · Refrigerator
InteriorOther
LaundryCorridor Access
CoolingCentral Air
HeatingOther

Outside & construction

RoofOther
ConstructionOther
FoundationSlab
FacesNortheast
ExteriorOther · Sauna

Community & fees

HOA fee$147/mo
Taxes (2025)$2,337/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Fitness Center · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,448 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$880
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$195
HOA fee — from the listing$147
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,233Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,233
Interest rate6.00%
Loan term

Estimated payment

$1,448/mo

Principal & interest$880
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$195
HOA / condo fee$147
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$91KedgeAI estimate $131,000 · range $94K$149K$155K

vs edgeAI estimate

+14.1%

$/sqft vs PINE RUN ESTATE

$144 vs $139

Days on market

43 vs 48 typical

Where $144/sqft sits among the 14 homes for sale in PINE RUN ESTATE

2
4
2
0 · this home
4
2
$114–123$123–132$132–141$141–150$150–159$159+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 10081 SW 95TH AVENUE

Get to know Ocala. See the full Ocala guide →

OCALA 34481 — neighborhood snapshot

Population

25,668

Median age

68.5

Median income

$54,639

Median home value

$213,000

Avg household

1.9

Households w/ children

978

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
HighWest Port High School★★★★★
ElementaryMarion Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

7 of 14

PINE RUN ESTATE have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% below the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $149,500 · 43 days on market since
1983Built · PINE RUN ESTATE

Reality check

What actually sold near 10081 SW 95TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10075 SW 90TH AVENUESold · Jan ’26

$154,000

10075 SW 90TH AVENUE · same community

2 bd · 2 ba · 1,040 sqft · $148/sqft · 89 DOM

9115 SW 102ND LANESold · Jul ’26

$80,000

9115 SW 102ND LANE · same community

2 bd · 2 ba · 1,040 sqft · $77/sqft · 134 DOM

9430 SW 102ND PLACESold · Jun ’26

$135,000

9430 SW 102ND PLACE · same community

2 bd · 2 ba · 1,040 sqft · $130/sqft · 222 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10081 SW 95TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10081 SW 95TH AVENUE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

10081 SW 95TH AVENUE FAQs

What would the monthly payment be for 10081 SW 95TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,448/mo — principal and interest, the actual property-tax bill, the $147/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10081 SW 95TH AVENUE?+

The association fee works out to $147 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10081 SW 95TH AVENUE?+

The most recent tax bill on record (2025) was $2,337. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10081 SW 95TH AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $149,500, this home is listed about 50% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10081 SW 95TH AVENUE?+

Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Dustin Sims. MLS #GC541378.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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