
125 SILVER DOLLAR POND ROAD, HAWTHORNE, FL, 32640
Active31 days on marketListed Jul 3, 2026MLS #GC541335
About this home
125 SILVER DOLLAR POND ROAD
FINALLY AN AFFORDABLE BUILDABLE LAKEFRONT PROPERTY WITH A SMALL PARTIALLY FINISHED CABIN ALREADY IN PLACE. This 3/4 acre lot is on Greensills Lake, near Historic Melrose Florida. Even more, with this sale the seller is including two buildable lots just down the street. Greensills is a private lake known for its clarity, fishing and where wildlife surrounds you. These properties are centrally located between Gainesville, Palatka, and Ocala Florida but just as important is nearby Historic Melrose. here in this one light town you'll find all types of activities: Art Walks, Art Studios, Music Lessons, Live Music, Other Various classes taught at our popular Mossman Hall, Senior Center serving food, Doctors, Great Restaurants - even 6,000 acre Santa Fe lake Lake providing you even more recreational opportunities. Take a drive out here and see why so many are wanting the rural living lifestyle again especially on lakefront property here in the Lake Region of North Central Florida. Its a place you'll want to be. NOTE: "Possible owner financing may be available"
Facts & features
The home at a glance
0.77 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$996 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$996/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$220K → $350K
Hawthorne median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 SILVER DOLLAR POND ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$159,000
255 MELROSE LANDING BOULEVARD
2 bd · 2 ba · 960 sqft · $166/sqft · 2 DOM
Sold · Jul ’26$223,000
276 MELROSE LANDING BOULEVARD
2 bd · 2 ba · 969 sqft · $230/sqft · 164 DOM
Sold · Aug ’25$220,000
276 MELROSE LANDING BOULEVARD
2 bd · 2 ba · 969 sqft · $227/sqft · 457 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 125 SILVER DOLLAR POND ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 SILVER DOLLAR POND ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
125 SILVER DOLLAR POND ROAD FAQs
What would the monthly payment be for 125 SILVER DOLLAR POND ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $996/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 125 SILVER DOLLAR POND ROAD?+
The most recent tax bill on record (2025) was $170. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $129,900, this home is listed about 51% below the Hawthorne median of $267,450. The market section on this page shows how the area is trending.
Which schools are assigned to 125 SILVER DOLLAR POND ROAD?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LAKESIDE REALTY · Roger Buz. MLS #GC541335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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