David Ramirez
$375,0003 bd2 ba1,268 sqft$296 /sqft$2,679 /mo all-in ↓

11212 SW 86TH PLACE, GAINESVILLE, FL, 32608

Active42 days on marketListed Jun 20, 2026MLS #GC541258

Private poolSingle Family ResidenceSUNNY ACRES

About this home

11212 SW 86TH PLACE

Just listed for sale a private retreat pool home on 1.24 acres in SW Gainesville's Sunny Acres. This three bedroom, two bathroom home was built in 1980 and has been well maintained and updated throughout. Nestled amongst a grove of Live Oaks, this home offers modern amenities combined with a home filled with light and privacy. Sunny Acres is located in unincorporated Alachua County and has no HOA dues. Just 8 miles to the University of Florida and located conveniently to area shops and restaurants, the home feels secluded and private, but is still close to everything. Enter off the covered front entry to an open Great Room with tile floor, wood paneled accent wall, wood burning fireplace and floor to ceiling window. Off the Great Room is a dining area that opens to the Kitchen. There are French doorsthat lead to the backyard patio and pool. Just off the dining area is the updated Kitchen with breakfast bar, granite counter tops, maple wood cabinets, plantation shutters, brand new stainless steel appliances including a gas range, microhood and side by side refrigerator. Off the Kitchen is the laundry room with washer and dryer, laundry tub and additional cabinetry for storage and access to the two car, side entry garage, To the left of the front door is the main hall with two guest bedrooms and a guest bathroom. The bedrooms have updated bamboo floors, floor to ceiling windows and ceiling fans. The guest bathroom has updated tile, plumbing fixtures including sink and toilet and new lighting. At the end of the hall, to the rear of the home is the master bedroom with walk-in closet and en suite bathroom. The large master suite has bamboo floors, ceiling fan and French doors to the rear yard and pool. The master bathroom has updated custom tile, vanity, plumbing fixtures and lighting. The lot is 1.24 acres. The rear yard is fenced. The beautiful pool has a large cool deck, brick walkways and offers a lush private setting with flowering plants, butterfly garden, shrubs and mature trees. The backyard has sheds, chicken coop and small separate fenced run. The updates include a brand new HVAC system with propane furnace in 2026. The roof was installed in 2016. There is a well and a water purification system. The septic system was pumped and inspected in 2026. The home is serviced by Clay Electric and has access to high speed fiber optic. Zoned for Archer Elementary, Kanapaha Middle and Newberry High Schools. This pool home is turnkey and offers a fantastic SW Gainesville location.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,268

Sqft

1.24 ac

Lot size

2

Garage

1980

Year built

One

Levels

$296

Per sqft

Private poolFireplaceGarden & Pool & Trees/Woods view

Inside

FlooringBamboo · Tile
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer · Water Purifier
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewGarden · Pool · Trees/Woods
FacesSouth
ExteriorAwning(s) · French Doors · Garden · Lighting

Community & fees

Taxes (2025)$1,744/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics · Phone Available · Propane · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,679 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$145
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,679/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$145
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Gainesville actives

$296 vs $197

Days on market

42 vs 36 typical

Where $296/sqft sits among the 400 Gainesville actives

81
111
86
62
29
31 · this home
$128–162$162–195$195–228$228–262$262–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hammock Ridge I

Map of 11212 SW 86TH PLACE inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Hammock Ridge I — neighborhood snapshot

Population

256

Median age

54

Median income

$90,168

Median home value

$261,400

Avg household

2

Households w/ children

10%

For the school run

Alachua County School District

ElementaryArcher Elementary★★★★★
MiddleOak View Middle School★★★★★
HighNewberry High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

183 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

Jun 20, 2026Listed at $375,000 · 42 days on market since
1980Built · SUNNY ACRES

Reality check

What actually sold near 11212 SW 86TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

870 NE 144th Street, North Miami FL 33161Sold · Oct ’25

$367,000

870 NE 144th Street, North Miami FL 33161 · same community

3 bd · 2 ba · 1,282 sqft · $286/sqft · 45 DOM

1080 NE 145th St, North Miami FL 33161Sold · Jun ’26

$530,000

1080 NE 145th St, North Miami FL 33161 · same community

3 bd · 2 ba · 1,330 sqft · $398/sqft · 88 DOM

1144 NE 144th St, North Miami FL 33161Sold · Jan ’26

$585,000

1144 NE 144th St, North Miami FL 33161 · same community

3 bd · 2.5 ba · 1,079 sqft · $542/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11212 SW 86TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11212 SW 86TH PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11212 SW 86TH PLACE FAQs

What would the monthly payment be for 11212 SW 86TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,679/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11212 SW 86TH PLACE?+

The most recent tax bill on record (2025) was $1,744. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $375,000, this home is listed about 27% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 11212 SW 86TH PLACE?+

Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ARISTA REALTY · Mike Hastings. MLS #GC541258.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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