David Ramirez
$419,9005 bd2.5 ba2,804 sqft$150 /sqft$3,466 /mo all-in ↓

14308 NW 161ST AVENUE, ALACHUA, FL, 32615

Active65 days on marketListed Jun 8, 2026MLS #GC540999

Private poolSingle Family ResidenceBAYWOOD PH 1B

About this home

14308 NW 161ST AVENUE

Imagine spending your summer poolside instead of searching for relief from the Florida heat—and doing it with the opportunity to assume a mortgage at just 3.875% for qualified buyers. Welcome to Baywood Hills, where this spacious 5-bedroom, 2.5-bath home offers more than 2,800 square feet of thoughtfully designed living space and an outdoor retreat that truly sets it apart. The backyard is the centerpiece of this home, featuring a sparkling screened pool and spa surrounded by an expansive paver deck and an oversized screen enclosure that creates your own private resort. Whether you're cooling off on a hot summer afternoon, hosting family cookouts, or enjoying quiet evenings by the pool, this outdoor living space was designed to be enjoyed year-round. With plenty of room for dining, lounging, and entertaining, it's the kind of backyard buyers dream about but rarely find. Inside, you'll appreciate a flexible floor plan with multiple living areas, a formal dining room, and a spacious kitchen featuring granite countertops, stainless steel appliances, abundant cabinetry, pantry storage, and a center island. A versatile bonus room provides the flexibility today's buyers need, making it ideal as a home office, media room, playroom, fitness space, or guest retreat. The spacious primary suite offers a relaxing escape with an en-suite bath, while four additional bedrooms provide comfortable accommodations for family, guests, or remote work. Conveniently located near downtown Alachua, Progress Park, San Felasco Tech City, I-75, and just a short drive to Gainesville and the University of Florida, you'll enjoy the perfect balance of neighborhood tranquility and everyday convenience. Additional Highlights: Qualified buyers may have the opportunity to assume the existing mortgage at an attractive 3.875% interest rate, potentially saving hundreds of dollars each month compared to today's market rates. USDA financing available for qualified buyers, providing another excellent financing option.

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

2,804

Sqft

0.18 ac

Lot size

2

Garage

2011

Year built

Two

Levels

$150

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorPrivate Mailbox

Community & fees

HOA fee$52/mo
Taxes (2025)$7,162/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,466 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$597
HOA fee — from the listing$52
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,697
Interest rate6.00%
Loan term

Estimated payment

$3,466/mo

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$597
HOA / condo fee$52
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Alachua actives

$150 vs $189

Days on market

65 vs 64 typical

Where $150/sqft sits among the 149 Alachua actives

38 · this home
57
29
6
8
11
$131–168$168–206$206–243$243–280$280–317$317+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Alachua

Map of 14308 NW 161ST AVENUE

Get to know Alachua. See the full Alachua guide →

ALACHUA 32615 — neighborhood snapshot

Population

16,244

Median age

40.3

Median income

$79,983

Median home value

$289,000

Avg household

2.56

Households w/ children

1,833

For the school run

Alachua County School District

ElementaryW. W. Irby Elementary School
ElementaryAlachua Elementary School★★★★
MiddleA. L. Mebane Middle School★★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Alachua market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$319K$336K

Alachua median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

79 of 149

Alachua actives have cut their price

Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the ALACHUA 32615 median. See the full Alachua market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $419,900 · 65 days on market since
2011Built · BAYWOOD PH 1B

Reality check

What actually sold near 14308 NW 161ST AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14384 NW 160 LANESold · Jul ’26

$385,000

14384 NW 160 LANE

5 bd · 4 ba · 2,804 sqft · $137/sqft · 227 DOM

16727 NW 176TH TERRACESold · May ’26

$430,200

16727 NW 176TH TERRACE

4 bd · 3.5 ba · 2,797 sqft · $154/sqft · 0 DOM

14389 NW 159TH PLACESold · Sep ’25

$374,000

14389 NW 159TH PLACE

4 bd · 2.5 ba · 2,824 sqft · $132/sqft · 145 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14308 NW 161ST AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14308 NW 161ST AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

14308 NW 161ST AVENUE FAQs

What would the monthly payment be for 14308 NW 161ST AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,466/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14308 NW 161ST AVENUE?+

The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14308 NW 161ST AVENUE?+

The most recent tax bill on record (2025) was $7,162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14308 NW 161ST AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Alachua?+

At $419,900, this home is listed about 21% above the Alachua median of $346,070. The market section on this page shows how the area is trending.

Which schools are assigned to 14308 NW 161ST AVENUE?+

W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Ben Phillips. MLS #GC540999.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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