23707 NE STATE ROAD 26, MELROSE, FL, 32666
Active55 days on marketListed Jun 5, 2026MLS #GC540964
About this home
23707 NE STATE ROAD 26
This exceptional 4.5-ACRE property offers the perfect blend of modern amenities, privacy and tranquil country living. Within half a mile from the Public Boat Ramp at Santa Fe Lake, this charming mobile home, built in 2021, features three spacious bedrooms and two full baths designed with comfort and style in mind. You’ll enjoy peace of mind with a new well installed in Dec 2025, ensuring a reliable water source for your family. The entire property is securely enclosed with no-climb fencing, providing safety for pets and children while maintaining the beauty of the natural surroundings. An additional fencing around the mobile home creating a yard with more security and privacy. A convenient 12x20 carport with pavers offers protection for your vehicles, and a sturdy 8x10 shed provides ample storage for tools and outdoor equipment. Additionally, a 20x20 concrete pad is perfect for entertaining or meeting your storage needs. With a the septic system installed in 2021, you can trust in efficient waste management for years to come. The home features an AC unit equipped with a 10-year warranty, promising you cool comfort throughout the Florida summers. The property also boasts many fruit producing citrus trees. This property is a true gem, ideal for those seeking a peaceful lifestyle while still enjoying modern conveniences. Don’t miss your chance to own this slice of paradise in Melrose! Schedule a tour today and envision your future in this idyllic setting.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,568
Sqft
4.5 ac
Lot size
2021
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,321 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,321/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs N/A
$191 vs $286
Days on market
55 vs 57 typical
Where $191/sqft sits among the 235 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
109 of 235
N/A have cut their price
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near 23707 NE STATE ROAD 26
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$675,000
37348 TUCKER ROAD · same community
3 bd · 2 ba · 1,580 sqft · $427/sqft · 170 DOM
Sold · Dec ’25$270,000
146 BARRINGTON AVENUE · same community
4 bd · 2 ba · 1,554 sqft · $174/sqft · 6 DOM
Sold · Dec ’25$289,000
13905 SW 143RD STREET · same community
2 bd · 2 ba · 1,548 sqft · $187/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23707 NE STATE ROAD 26 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23707 NE STATE ROAD 26 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
23707 NE STATE ROAD 26 FAQs
What would the monthly payment be for 23707 NE STATE ROAD 26?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,321/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 23707 NE STATE ROAD 26?+
The most recent tax bill on record (2025) was $3,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23707 NE STATE ROAD 26?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melrose?+
At $299,000, this home is listed about 25% below the Melrose median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 23707 NE STATE ROAD 26?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Rosie Dougherty. MLS #GC540964.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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