
5514 NW 78TH LANE, GAINESVILLE, FL, 32653
Active51 days on marketListed Jun 4, 2026MLS #GC540875
Come see it
Upcoming open house
Sat, Jul 25
12:00 PM – 2:00 PM
About this home
5514 NW 78TH LANE
Don't miss this beautifully maintained 4-bedroom, 3-bath home plus dedicated office/study, featuring a private in-law suite and highly desirable 3-way split floor plan - with a 2022 ROOF. Designed for both privacy and flexibility, this home is nestled in the back of Blues Creek among mature trees and lush landscaping in one of Northwest Gainesville's most sought-after neighborhoods. Cathedral ceilings, bamboo and tile flooring, and separate living and dining spaces create a bright and inviting atmosphere. The triple-split floor plan provides exceptional separation between living areas and bedrooms, including a private in-law suite with its own full bath and direct access to the screened lanai—ideal for guests, multi-generational living, or extended stays. The dedicated office/study is privately situated away from the secondary bedrooms and features large windows and elegant French doors, creating a bright and quiet space ideal for working from home, studying, or pursuing hobbies. The kitchen is both functional and stylish, offering abundant cabinetry, expansive granite countertops, stainless steel appliances including a gas range, tile backsplash, pantry storage, a breakfast bar, and a charming built-in breakfast nook with bench seating and additional storage overlooking the backyard. The spacious owner's suite serves as a relaxing retreat, complete with dual vanities, a garden tub, glass-enclosed shower, and a large walk-in closet. Two additional guest bedrooms are situated on the opposite side of the home and share a full bath, enhancing the flexibility and privacy of the triple-split design. French doors open to a spacious screened lanai with tile flooring and a ceiling fan, creating the perfect setting for morning coffee or evening gatherings. Beyond, the fully fenced backyard offers a peaceful outdoor oasis shaded by mature trees and complemented by a versatile concrete patio ideal for grilling, entertaining, or simply unwinding. Additional features include a recently replaced HVAC system, indoor laundry room, and a two-car garage. Residents of Blues Creek enjoy access to community amenities including a clubhouse, swimming pool, and tennis courts. Conveniently located near shopping, dining, and outdoor recreation such as Devil's Millhopper Geological State Park, the home is also zoned for Talbot Elementary, Fort Clarke Middle School, and Gainesville High School. Offering space, flexibility, and valuable updates in one of Northwest Gainesville's most desirable neighborhoods, this is a home you won't want to miss. Call for an appointment
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,291
Sqft
0.37 ac
Lot size
2
Garage
2001
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,768 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,768/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.8%
$/sqft vs Gainesville actives
$199 vs $197
Days on market
51 vs 36 typical
Where $199/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Blues Creek
Get to know Gainesville. See the full Gainesville guide →
Blues Creek — neighborhood snapshot
Population
1,421
Median age
39
Median income
$103,304
Median home value
$317,600
Avg household
3
Households w/ children
173
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
184 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the GAINESVILLE 32653 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 5514 NW 78TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$415,000
5510 NW 80TH AVENUE · same community
4 bd · 3.5 ba · 2,090 sqft · $199/sqft · 49 DOM
Sold · May ’26$253,000
6021 NW 57TH WAY
4 bd · 2.5 ba · 2,290 sqft · $110/sqft · 12 DOM
Sold · Mar ’26$684,500
6916 NW 67TH AVENUE
3 bd · 3.5 ba · 2,337 sqft · $293/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5514 NW 78TH LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5514 NW 78TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5514 NW 78TH LANE FAQs
What would the monthly payment be for 5514 NW 78TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,768/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5514 NW 78TH LANE?+
The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5514 NW 78TH LANE?+
The most recent tax bill on record (2025) was $8,268. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5514 NW 78TH LANE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $454,900, this home is listed about 54% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5514 NW 78TH LANE?+
William S. Talbot Elementary School (elementary), Fort Clarke Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Gordon Weidler. MLS #GC540875.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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