2604 * NW 31ST AVENUE, GAINESVILLE, FL, 32605
Active59 days on marketListed Jun 9, 2026MLS #GC540869
About this home
2604 * NW 31ST AVENUE
TWO HOMES ON 3.11 PRIVATE ACRES IN THE HEART OF GAINESVILLE! Exceptional multi-generational estate featuring two detached residences, ideal for extended family, guests, caregivers and rental income. The custom-built main home (2016) offers 2BR/2.5BA, 2,103 SF, hardwood floors, custom cabinetry, quartz countertops, a wood-burning fireplace, screened lanai, saltwater pool, and a versatile bonus room above the oversized 2-car garage. Additional improvements include a workshop/art studio with RV carport, RV dump station, outdoor shower, and storage shed. The second home, rebuilt from the foundation up in 2020, features 2BR/2BA, 1,454 SF, an open floor plan, gas fireplace, custom cabinetry, granite countertops, and premium appliances. Both homes include quality finishes, Trane HVAC systems, and Rinnai tankless water heaters. Conveniently located minutes from UF, UF Health, Santa Fe College, shopping, dining, and entertainment, this rare property offers privacy, flexibility, and modern comfort in a central Gainesville location. Package Deal! This listing includes two separate parcels with two distinct homes, 2604 NW 31st Ave., Gainesville, FL, and 2620 NW 31st Ave., Gainesville, FL. Properties can be purchased together or separately. See MLS #GC540868 and MLS #GC540863 for individual details.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,557
Sqft
3.11 ac
Lot size
2
Garage
2016
Year built
One
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,746 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,746/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs N/A
$319 vs $288
Days on market
59 vs 44 typical
Where $319/sqft sits among the 242 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32605 — neighborhood snapshot
Population
25,698
Median age
40.5
Median income
$83,114
Median home value
$264,700
Avg household
2.34
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
107 of 242
N/A have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 336% above the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2604 * NW 31ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$573,000
2202 OLD TAVARES ROAD · same community
4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM
Sold · Dec ’25$950,000
4701 NE JACKSONVILLE ROAD · same community
5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM
Sold · Mar ’26$1,275,000
16422 SPRING VALLEY ROAD · same community
4 bd · 3 ba · 3,141 sqft · $406/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2604 * NW 31ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2604 * NW 31ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2604 * NW 31ST AVENUE FAQs
What would the monthly payment be for 2604 * NW 31ST AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,746/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2604 * NW 31ST AVENUE?+
The most recent tax bill on record (2025) was $12,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $1,134,000, this home is listed about 284% above the Gainesville median of $295,250. The market section on this page shows how the area is trending.
Which schools are assigned to 2604 * NW 31ST AVENUE?+
Gainesville High School (high), Carolyn Beatrice Parker Elementary (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,134,000 runs 336% above the GAINESVILLE 32605 median — but at 3,557 sqft it's also nearly 2 times the size of the typical Gainesville listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $1,165,000, now $1,134,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHGRE THOMAS GROUP · Eric Davis. MLS #GC540869.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Gainesville homes, in your inbox
Like 2604 * NW 31ST AVENUE but not quite? A daily digest of every new listing in Gainesville — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →