1814 KAILEEN CIRCLE NE, PALM BAY, FL, 32905
Active38 days on marketListed Jun 12, 2026MLS #GC540762
About this home
1814 KAILEEN CIRCLE NE
Short Sale. If you've been searching for an affordable home with private outdoor space, low-maintenance living, and a convenient location, this Vista Oaks West townhome deserves a closer look. The open living area creates a comfortable space for everyday life, while the private fenced patio offers a place to relax, entertain, or enjoy your morning coffee. With one assigned parking space and HOA services that include water, sewer, trash, cable, and internet, this home offers exceptional value and predictable monthly expenses. Located just minutes from shopping, dining, schools, and major roadways, this property provides easy access to everything you need while maintaining the privacy and comfort of townhome living. Whether you're a first-time buyer, investor, or someone looking to downsize, this is an opportunity to purchase in a desirable community at a competitive price point. (see supplemental remarks for short sale information) Please note that this property is being sold as a short sale and all offers are subject to lender approval. Buyers should anticipate a longer escrow period than a traditional sale. The home is being sold strictly as-is, and no repairs will be made prior to closing. The property does require maintenance, including roof replacement, and roofing estimates are available for review. Despite the roof condition, the current owner has successfully maintained homeowners insurance through Citizens. Buyers are encouraged to conduct their own inspections and due diligence to fully evaluate the opportunity this property presents.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,236
Sqft
0.03 ac
Lot size
1980
Year built
Two
Levels
$105
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,580 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,580/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.8%
$/sqft vs Palm Bay actives
$105 vs $208
Days on market
38 vs 31 typical
Where $105/sqft sits among the 357 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32905 — neighborhood snapshot
Population
24,473
Median age
45.4
Median income
$56,671
Median home value
$206,200
Avg household
2.25
Households w/ children
2,227
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $329K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
98 of 357
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the PALM BAY 32905 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 1814 KAILEEN CIRCLE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$117,800
1313 VISTA OAKS CIRCLE NE
2 bd · 2.5 ba · 1,236 sqft · $95/sqft · 86 DOM
Sold · Feb ’26$195,000
1011 NE Bianca, Palm Bay FL 32905
3 bd · 1 ba · 1,228 sqft · $159/sqft · 112 DOM
Sold · Dec ’25$240,000
1410 NE CARR CIRCLE
3 bd · 2 ba · 1,265 sqft · $190/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1814 KAILEEN CIRCLE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1814 KAILEEN CIRCLE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1814 KAILEEN CIRCLE NE FAQs
What would the monthly payment be for 1814 KAILEEN CIRCLE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,580/mo — principal and interest, the actual property-tax bill, the $435/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1814 KAILEEN CIRCLE NE?+
The association fee works out to $435 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1814 KAILEEN CIRCLE NE?+
The most recent tax bill on record (2025) was $1,952. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1814 KAILEEN CIRCLE NE?+
The listing reports pets: Breed Restrictions, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $130,000, this home is listed about 63% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1814 KAILEEN CIRCLE NE?+
Palm Bay Magnet Senior High School (high), Stone Magnet Middle School (middle), Palm Bay Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ARIUM REAL ESTATE, LLC · Lesley Byrd. MLS #GC540762.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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