SW BUMBLE STREET, FORT WHITE, FL, 32038
Active67 days on marketListed May 27, 2026MLS #GC540664
About this home
SW BUMBLE STREET
This 1.53 acre parcel consisting of two combined lots, offers a spacious and versatile property in the desirable Three Rivers Estates community. Conveniently located just northeast of the Santa Fe River, the property provides an excellent opportunity for a future homesite, private weekend retreat, or long-term investment. Site built and manufactured homes permitted. Surrounded by mature trees and generous lot sizes, the area features a relaxed North Florida atmosphere with a mix of site-built residences, manufactured homes and river getaways. Situated in the heart of North Florida's renowned spring and river country, Three Rivers Estates is valued for its natural beauty and outdoor lifestyle. Residents enjoy the proximity of the Santa Fe River and nearby springs, making the area ideal for boating, kayaking, fishing, swimming and enjoying the outdoors. This property combines privacy, flexibility and convenient access to recreation.
Facts & features
The home at a glance
1.53 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$663 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$663/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Three Rivers Estates
Get to know Fort White. See the full Fort White guide →
Three Rivers Estates — neighborhood snapshot
Population
1,724
Median age
46
Median income
$51,123
Median home value
$161,335
Avg household
3
Households w/ children
186
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$305K → $289K
Fort White median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near SW BUMBLE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$235,000
4113 288TH TERRACE · same community
2 bd · 2 ba · 1,316 sqft · $179/sqft · 59 DOM
Sold · Dec ’25$120,750
4109 282ND TERRACE · same community
3 bd · 2 ba · 1,373 sqft · $88/sqft · 78 DOM
Sold · Jul ’26$335,000
672 SW NEWARK DRIVE · same community
3 bd · 2 ba · 1,493 sqft · $224/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SW BUMBLE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SW BUMBLE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
SW BUMBLE STREET FAQs
What would the monthly payment be for SW BUMBLE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $663/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SW BUMBLE STREET?+
The most recent tax bill on record (2025) was $339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort White?+
At $75,000, this home is listed about 81% below the Fort White median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to SW BUMBLE STREET?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CORNERSTONE REALTY & MANAGEMENT SERVICES LLC · Denise Lazaris. MLS #GC540664.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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