10803 SW 92ND PLACE, GAINESVILLE, FL, 32608
Active69 days on marketListed May 27, 2026MLS #GC540621
About this home
10803 SW 92ND PLACE
One or more photo(s) has been virtually staged. Virtually Staged. Why settle for a postage stamp lot when you can enjoy over an acre of privacy just minutes from everything Gainesville has to offer? Situated on a 1.02-acre lot in unincorporated Gainesville, this beautifully updated 4-bedroom, 2-bath concrete block home offers the rare combination of peaceful country living, lower-cost Clay Electric utilities, and unbeatable convenience. Located just off Archer Road, you're only minutes from I-75, Celebration Pointe, Butler Plaza, UF, Shands, the VA, shopping, dining, and top-rated medical facilities. Inside, you'll find a bright and inviting floor plan featuring a spacious living room, separate dining area, luxury vinyl plank flooring, fresh interior paint, abundant natural light, and an efficient wood-burning pot belly stove that adds both charm and supplemental heat during cooler months. Recent improvements include upgraded windows and sliding glass door, new A/C ductwork, a new septic drain field, newer dishwasher and refrigerator, updated exterior siding, and fresh exterior paint, giving buyers confidence and peace of mind. Step outside and discover what truly makes this property special. The oversized screened porch overlooks an expansive paver patio and a fully fenced backyard with plenty of room to entertain, garden, let pets roam, or simply enjoy the quiet surroundings beneath the mature trees. Additional features include a 12x12 storage shed, large chicken coop, carport, and ample space for RVs, boats, trailers, workshops, or future additions. If you've been searching for the freedom of country living without sacrificing convenience—or paying higher city utility rates—this move-in ready property offers the best of both worlds.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,565
Sqft
1.02 ac
Lot size
1978
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Gainesville actives
$211 vs $199
Days on market
69 vs 45 typical
Where $211/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Ridge I
Get to know Gainesville. See the full Gainesville guide →
Hammock Ridge I — neighborhood snapshot
Population
256
Median age
54
Median income
$90,168
Median home value
$261,400
Avg household
2
Households w/ children
10%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 10803 SW 92ND PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$415,000
10804 SW 92ND PLACE · same community
3 bd · 2.5 ba · 2,180 sqft · $190/sqft · 4 DOM
Sold · Apr ’26$320,000
10814 SW 89TH COURT · same community
3 bd · 2 ba · 2,366 sqft · $135/sqft · 14 DOM
Sold · Nov ’25$365,000
9752 SW 102ND TERRACE
3 bd · 2 ba · 1,563 sqft · $234/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10803 SW 92ND PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10803 SW 92ND PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10803 SW 92ND PLACE FAQs
What would the monthly payment be for 10803 SW 92ND PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,544/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10803 SW 92ND PLACE?+
The most recent tax bill on record (2025) was $3,552. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $329,900, this home is listed about 12% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10803 SW 92ND PLACE?+
Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ben Phillips. MLS #GC540621.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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