3922 NW 69TH STREET, GAINESVILLE, FL, 32606
Active61 days on marketListed Jun 3, 2026MLS #GC540585
About this home
3922 NW 69TH STREET
Luxury Living • No HOA • RV Friendly • Nearly ½ Acre A rare opportunity to own a beautifully renovated home offering the freedom of no HOA or deed restrictions while still being located in a quiet, established neighborhood in NW Gainesville. This fully updated property combines modern upgrades, energy efficiency, privacy, and future expansion potential — all on nearly half an acre with a fenced backyard. RVs permitted Fenced backyard Quiet safe neighborhood RV hookup installedCity water Mature established area with privacy ?? MAJOR UPGRADES & RENOVATIONS Over $170,000 in improvements including: ? New flooring throughout ? Completely repainted interior and exterior ? All lighting fixtures replaced and upgraded ? New kitchen updates ? New appliances within the last 2 years ? New washer and dryer ? Updated bathrooms and finishes ? Added garage shelving/storage ? Extensive landscaping improvements ? Numerous large trees removed for openness and usability ?? ENERGY EFFICIENCY Solar System Installed Significantly reduced electric bills Long-term energy savings Added value and efficiency ?? EXPANSION OPPORTUNITY (MAJOR VALUE ADD) Approx. 500 sq ft upstairs ready for future completion Pres-designed expansion area Ready for drywall and flooring Two locations already framed/prepared for future staircases Potential uses: 4th bedroom Guest suite Home office Media/game room Bonus room This provides future living space and value-added potential rarely found in comparable homes. ?? INTERIOR FEATURES Fireplace Large windows with abundant natural light Professionally decorated interior Open, warm, inviting floor plan Possibility of purchasing furnishings separately 7 flat-screen TVs included (including one 65” TV) ?? BUYER INCENTIVE Seller offering $20,000 credit at closing
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,195
Sqft
0.58 ac
Lot size
2
Garage
1990
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,158 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,158/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12%
$/sqft vs N/A
$282 vs $286
Days on market
61 vs 45 typical
Where $282/sqft sits among the 246 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
111 of 246
N/A have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% above the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3922 NW 69TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$384,900
1489 COUNTY ROAD 228 · same community
3 bd · 2 ba · 2,097 sqft · $184/sqft · 137 DOM
Sold · Dec ’25$254,000
Carr 156 KM 12.1 INT BO. PALO HINCADO · same community
5 bd · 2.5 ba · 2,510 sqft · $101/sqft · 79 DOM
Sold · Dec ’25$375,000
12112 CR 727 · same community
3 bd · 2 ba · 1,800 sqft · $208/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3922 NW 69TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3922 NW 69TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3922 NW 69TH STREET FAQs
What would the monthly payment be for 3922 NW 69TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,158/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3922 NW 69TH STREET?+
The most recent tax bill on record (2025) was $5,111. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3922 NW 69TH STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $619,000, this home is listed about 110% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3922 NW 69TH STREET?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$619,000 runs 93% above the GAINESVILLE 32606 median — but at 2,195 sqft it's also 51% larger than the typical Gainesville listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Michael Shannon. MLS #GC540585.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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