208 ASHLEY STREET, HAWTHORNE, FL, 32640
Active64 days on marketListed May 30, 2026MLS #GC540577
About this home
208 ASHLEY STREET
Dream 3-bedroom/2-bathroom lakefront home, Located on the waterfront of Lake Braem, one of the four lakes within the Four Lakes Community. The newly upgraded and renovated kitchen, bedrooms, and bathrooms bring a warm and comfortable living environment. Newly installed luxury flooring and fresh paint throughout;Newly equipped with a refrigerator, oven and electric stove, lighting fixtures, and furniture. The exterior is finished with durable stone-textured stucco, and all windows were replaced in 2025, enhancing both energy efficiency and curb appeal. The spacious, lake-view patio in the backyard, with the covered outdoor kitchen—is an ideal setting for family party, entertaining friends, or simply enjoying leisure time. Fenced backyard with mature trees keep this home private, quiet, and comfortable. A storage shed/workshop in front-yard, ideal for tools, hobbies, or additional storage. A private lakeside dock with a fishing storage shed in the back-yard, perfect for boating, fishing, and enjoying beautiful lake views.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,106
Sqft
1.27 ac
Lot size
1985
Year built
One
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hawthorne actives
$269 vs $179
Days on market
64 vs 46 typical
Where $269/sqft sits among the 59 Hawthorne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$225K → $365K
Hawthorne median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
31 of 59
Hawthorne actives have cut their price
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 251% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 208 ASHLEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$215,000
102 BENJAMIN DRIVE
3 bd · 2 ba · 1,080 sqft · $199/sqft · 67 DOM
Sold · Aug ’25$142,000
148 LITTLE ORANGE LAKE DRIVE
3 bd · 2 ba · 1,232 sqft · $115/sqft · 243 DOM
Sold · Jul ’26$167,000
138 HUTCHINSON LANE
2 bd · 1 ba · 800 sqft · $209/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 208 ASHLEY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 208 ASHLEY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
208 ASHLEY STREET FAQs
What would the monthly payment be for 208 ASHLEY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,180/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 208 ASHLEY STREET?+
The most recent tax bill on record (2025) was $1,605. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $298,000, this home is listed about 13% above the Hawthorne median of $263,450. The market section on this page shows how the area is trending.
Which schools are assigned to 208 ASHLEY STREET?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · John Wang. MLS #GC540577.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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