741 FLOWERS STREET, ST AUGUSTINE, FL, 32092
Active49 days on marketListed Jun 4, 2026MLS #GC540564
About this home
741 FLOWERS STREET
One or more photo(s) has been virtually staged. Welcome to your PRIVATE PRESERVE backyard retreat, where nature and convenience meet. This spacious home is just minutes from the iconic Outback Crab Shack, scenic Trout Creek Park & boat ramp. Enjoy TOP-RATED St. Johns County schools and resort-style amenities--sparkling pool, heated lap pool, super water slide, playground, trails, and more. This home features formal living & dining rooms, along with a warm and inviting family room complete with a gas fireplace. The spacious kitchen features abundant 42-inch cabinetry with pull-out shelving, a center island, a walk-in pantry, and plenty of storage. The private primary offers dual vanities, a separate soaking tub & shower, & a large walk-in closet with an additional closet. Tucked away for added privacy, the home backs onto a protected natural preserve where you can frequently relax and enjoy wildlife sightings and sounds. A charming wildflower garden adorns the front patio, and a screened lanai with two paver patios out back creates the perfect setting to enjoy the outdoors year-round. Discover this private nature sanctuary and make it yours today! Virtual staging in select photos and video.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,459
Sqft
0.19 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,080 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,080/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.1%
Days on market
49 vs 39 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The King And The Bear
Get to know St Augustine. See the full St Augustine guide →
The King And The Bear — neighborhood snapshot
Population
7,041
Median age
48
Median income
$116,203
Median home value
$489,590
Avg household
3
Households w/ children
954
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the ST AUGUSTINE 32092 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 741 FLOWERS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 741 FLOWERS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
741 FLOWERS STREET FAQs
What would the monthly payment be for 741 FLOWERS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,080/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 741 FLOWERS STREET?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 741 FLOWERS STREET?+
The most recent tax bill on record (2025) was $5,890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 741 FLOWERS STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $540,000, this home is listed about 23% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 741 FLOWERS STREET?+
Wards Creek Elementary School (elementary), Pacetti Bay Middle School (middle), Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$540,000 runs 13% above the ST AUGUSTINE 32092 median — but at 3,459 sqft it's also nearly twice the size of the typical St Augustine listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Wards Creek Elementary School, Pacetti Bay Middle School, Tocoi Creek High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Wards Creek Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $550,000, now $540,000 — a $10K cut. The full history is in the market section below.
Listing courtesy of HERRON REAL ESTATE LLC · Jennifer Predeek, LLC. MLS #GC540564.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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