David Ramirez
$364,9003 bd2 ba1,603 sqft$228 /sqft$3,157 /mo all-in ↓

7550 SW 81ST WAY, GAINESVILLE, FL, 32608

Active68 days on marketListed May 26, 2026MLS #GC540525

Single Family ResidenceLONGLEAF UNIT 3 PH 6

About this home

7550 SW 81ST WAY

Welcome home to this beautifully maintained bright and airy residence in the highly sought after Longleaf community, where resort style amenities include a clubhouse, pool, fitness center, tennis courts, basketball court, playgrounds, and scenic walking paths. This thoughtfully designed 3 bedroom, 2 bath split floor plan offers both comfort and style, featuring hand scraped hickory hardwood flooring throughout the main living spaces and all bedrooms with absolutely no carpet anywhere in the home. The spacious kitchen is a true centerpiece, showcasing 42” glazed maple cabinetry, granite countertops, stainless steel appliances, decorative tile backsplash, and a dual oven range perfect for cooking and entertaining. The open concept layout flows seamlessly into the living and dining areas, creating an inviting atmosphere filled with natural light. Retreat to the generous primary suite featuring a walk in closet, relaxing soaking tub, walk in shower, and dual sink vanity with granite countertops. Enjoy peaceful mornings on the charming covered front porch or unwind in the screened rear lanai with tile flooring overlooking the fully fenced backyard, ideal for pets, play, or private outdoor living. Additional upgrades include French drains for added peace of mind during Florida storms, whole home surge protector. The HOA maintains the front yard, allowing for easy, low maintenance living. Perfectly located just minutes from the University of Florida, Shands, the VA Hospital, North Florida Regional Medical Center, I 75, Butler Plaza, and Celebration Pointe, this home offers the ideal blend of comfort, convenience, and community living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,603

Sqft

0.15 ac

Lot size

2

Garage

2011

Year built

One

Levels

$228

Per sqft

Pets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Natural Gas

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationSlab
FacesNortheast
ExteriorLighting · Sidewalk

Community & fees

HOA fee$125/mo
Taxes (2025)$6,755/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,157 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,148
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$563
HOA fee — from the listing$125
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,772Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,772
Interest rate6.00%
Loan term

Estimated payment

$3,157/mo

Principal & interest$2,148
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$563
HOA / condo fee$125
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$336KedgeAI estimate $357,991 · range $350K$369K$384K

vs edgeAI estimate

+1.9%

$/sqft vs Gainesville actives

$228 vs $198

Days on market

68 vs 36 typical

Where $228/sqft sits among the 400 Gainesville actives

82
108
90 · this home
59
30
31
$128–162$162–195$195–228$228–262$262–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longleaf Village

Map of 7550 SW 81ST WAY inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Longleaf Village — neighborhood snapshot

Population

1,001

Median age

36

Median income

$130,735

Median home value

$358,600

Avg household

3

Households w/ children

149

For the school run

Alachua County School District

MiddleKanapaha Middle School★★★★★
ElementaryKimball Wiles Elementary School★★★★★
HighGainesville High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

187 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% above the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

May 26, 2026Listed at $364,900 · 68 days on market since
2011Built · LONGLEAF UNIT 3 PH 6

Reality check

What actually sold near 7550 SW 81ST WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8046 SW 77TH AVENUESold · Feb ’26

$296,000

8046 SW 77TH AVENUE · same community

3 bd · 2 ba · 1,609 sqft · $184/sqft · 13 DOM

7651 SW 81ST WAYSold · Jun ’26

$360,000

7651 SW 81ST WAY · same community

3 bd · 2 ba · 1,609 sqft · $224/sqft · 2 DOM

7457 SW 81ST WAYSold · Jun ’26

$361,900

7457 SW 81ST WAY · same community

3 bd · 2 ba · 1,596 sqft · $227/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7550 SW 81ST WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7550 SW 81ST WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7550 SW 81ST WAY FAQs

What would the monthly payment be for 7550 SW 81ST WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,157/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7550 SW 81ST WAY?+

The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7550 SW 81ST WAY?+

The most recent tax bill on record (2025) was $6,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7550 SW 81ST WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $364,900, this home is listed about 23% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 7550 SW 81ST WAY?+

Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MATCHMAKER REALTY OF ALACHUA COUNTY · Scott Arvin. MLS #GC540525.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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