153 RANCH ROAD, EAST PALATKA, FL, 32131
Active76 days on marketListed May 21, 2026MLS #GC540521
About this home
153 RANCH ROAD
This ranch-style home in East Palatka offers solid bones and genuine potential for buyers ready to make it their own. With three bedrooms and two bathrooms, the layout provides functional living space for a range of needs. The property presents an opportunity to customize and improve at your own pace. The home's straightforward design and established lot give you a foundation to build upon. Whether you're an investor seeking a project, an owner-occupant with vision, or someone looking for value in the market, this property delivers opportunity without premium pricing. The location provides convenient access to the area while keeping costs manageable. Schedule a showing today and explore what this home can become with your personal touch. This is a Fannie Mae Home Path property. The Seller must comply with HUD Guidelines 24 CFR 206.125.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,152
Sqft
1.84 ac
Lot size
1976
Year built
One
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,161 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,161/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside East Palatka
Get to know East Palatka. See the full East Palatka guide →
EAST PALATKA 32131 — neighborhood snapshot
Population
4,596
Median age
45.6
Median income
$66,580
Median home value
$222,300
Avg household
2.31
Households w/ children
425
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The East Palatka market
$530K → $315K
East Palatka median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
Median sold price, East Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the EAST PALATKA 32131 median. See the full East Palatka market guide →
Paper trail
This home's history
Reality check
What actually sold near 153 RANCH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$310,000
115 FERN WAY
3 bd · 2 ba · 1,288 sqft · $241/sqft · 46 DOM
Sold · Jun ’26$530,000
156 CROSBY ROAD
4 bd · 2.5 ba · 2,184 sqft · $243/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 153 RANCH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 153 RANCH ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
153 RANCH ROAD FAQs
What would the monthly payment be for 153 RANCH ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,161/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 153 RANCH ROAD?+
The most recent tax bill on record (2025) was $472. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in East Palatka?+
At $152,000, this home is listed about 60% below the East Palatka median of $375,950. The market section on this page shows how the area is trending.
Which schools are assigned to 153 RANCH ROAD?+
William D. Moseley Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Mike LeRoy. MLS #GC540521.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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