TBD NW 40 AVENUE, BELL, FL, 32619
Active69 days on marketListed May 21, 2026MLS #GC540503
About this home
TBD NW 40 AVENUE
Discover the perfect mix of privacy and convenience with this beautiful 14.9-acre property located in Bell, Florida. Just minutes from town, this property offers a peaceful country setting while still providing easy access to local schools, shopping, and restaurants. Enjoy being close to some of North Florida’s most popular outdoor destinations, including the Suwannee River, Hart Springs, and several nearby freshwater springs known for boating, kayaking, swimming, and fishing. Bell is also conveniently located within driving distance to Gainesville, Lake City, and the Nature Coast. Whether you are looking to build your dream home, start a mini farm, or invest in North Florida land, this property offers endless possibilities and plenty of room to enjoy the outdoors.
Facts & features
The home at a glance
14.95 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,013 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,013/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bell
Get to know Bell. See the full Bell guide →
BELL 32619 — neighborhood snapshot
Population
5,227
Median age
40.9
Median income
$62,045
Median home value
$177,600
Avg household
2.69
Households w/ children
615
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bell market
$230K → $673K
Bell median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the BELL 32619 median. See the full Bell market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD NW 40 AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$300,000
4740 NW 10TH STREET
2 bd · 2 ba · 616 sqft · $487/sqft · 0 DOM
Sold · Apr ’26$324,500
4506 NW 10TH STREET
3 bd · 2 ba · 1,188 sqft · $273/sqft · 106 DOM
Sold · Apr ’26$225,000
1809 ROSEMARY CIRCLE
3 bd · 2 ba · 1,248 sqft · $180/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about TBD NW 40 AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD NW 40 AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
TBD NW 40 AVENUE FAQs
What would the monthly payment be for TBD NW 40 AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,013/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD NW 40 AVENUE?+
The most recent tax bill on record (2025) was $1,354. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bell?+
At $275,000, this home is listed about 8% below the Bell median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to TBD NW 40 AVENUE?+
Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC540503.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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