7090 NW 52ND TERRACE, GAINESVILLE, FL, 32653
Active74 days on marketListed May 21, 2026MLS #GC540496
About this home
7090 NW 52ND TERRACE
Enjoy a maintenance free lifestyle in this updated 2-bedroom, 2-bath home in The Cove South @ Blues Creek. The detached home features an open floor plan with a combined family and dining room that flows into the kitchen. A two-way split layout ensures privacy between the bedrooms. French doors from the living area open to a tiled, enclosed sunroom with a window cooling unit (over 200 square feet not included in the total heated and cooled square footage). Recent updates include a new roof in 2015, HVAC in 2016, luxury vinyl plank flooring throughout in 2020, and stainless steel appliances in 2018, a hot water heater in 2019, washer and dryer in 2019, and exterior paint in 2020. The HOA maintains the yard, roof, paint, and pressure washing, and amenities include a clubhouse with kitchen, plenty of seating and WIFI, outdoor pavilion area with tables and chairs, pool, and tennis/pickleball courts. Conveniently located in NW Gainesville, just 6 miles from the University of Florida, VA and UF Health hospitals, with shopping, dining, medical offices, top-rated schools, parks, and trails nearby. Fiber optic with AT&T and IQ Fiber available.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,121
Sqft
0.05 ac
Lot size
1
Garage
1996
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,999 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,999/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.5%
$/sqft vs Gainesville actives
$201 vs $198
Days on market
74 vs 36 typical
Where $201/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Blues Creek
Get to know Gainesville. See the full Gainesville guide →
Blues Creek — neighborhood snapshot
Population
1,421
Median age
39
Median income
$103,304
Median home value
$317,600
Avg household
3
Households w/ children
173
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the GAINESVILLE 32653 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 7090 NW 52ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$204,300
7124 NW 52ND TERRACE
2 bd · 2 ba · 1,111 sqft · $184/sqft · 91 DOM
Sold · May ’26$205,000
3726 NW 53RD ROAD
2 bd · 2 ba · 1,185 sqft · $173/sqft · 214 DOM
Sold · Apr ’26$162,000
3743 NW 55TH PLACE
2 bd · 2 ba · 1,192 sqft · $136/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7090 NW 52ND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7090 NW 52ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7090 NW 52ND TERRACE FAQs
What would the monthly payment be for 7090 NW 52ND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,999/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7090 NW 52ND TERRACE?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7090 NW 52ND TERRACE?+
The most recent tax bill on record (2025) was $2,590. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7090 NW 52ND TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $224,900, this home is listed about 24% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 7090 NW 52ND TERRACE?+
William S. Talbot Elementary School (elementary), Fort Clarke Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the GAINESVILLE 32653 market on paper
$224,900 is 15% below the GAINESVILLE 32653 median of $264,750, and at $201/sqft it sits under the Gainesville average of $208.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
74 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
William S. Talbot Elementary School, Fort Clarke Middle School, Gainesville High School — William S. Talbot Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Jonathan Colon. MLS #GC540496.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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