4850 SW 91ST TERRACE UNIT 301, GAINESVILLE, FL, 32608
Active69 days on marketListed May 27, 2026MLS #GC540464
About this home
4850 SW 91ST TERRACE UNIT 301
Welcome to this charming and spacious 2-bedroom, 2-bathroom condominium nestled in the heart of Village Center. Designed with comfort and functionality in mind, this beautifully maintained home features an open-concept living area with recently painted vaulted ceilings that create a bright, airy feel throughout. The desirable split-bedroom floor plan offers added privacy, while the inside laundry room provides everyday convenience. Step outside to your private balcony and enjoy the peaceful setting, perfect for morning coffee or unwinding at the end of the day. Ideally located just minutes from shopping, dining, and recreation, and approximately 10 miles from Shands Hospital and the University of Florida, this condo offers an exceptional blend of location and lifestyle. Whether you are searching for a primary residence, second home, or investment opportunity, this Village Center gem is a must-see. Schedule your private tour today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,088
Sqft
0.04 ac
Lot size
2003
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,236 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,236/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.6%
$/sqft vs Gainesville actives
$207 vs $199
Days on market
69 vs 45 typical
Where $207/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haile Plantation
Get to know Gainesville. See the full Gainesville guide →
Haile Plantation — neighborhood snapshot
Population
5,843
Median age
48
Median income
$118,974
Median home value
$437,518
Avg household
2
Households w/ children
658
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
184 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 4850 SW 91ST TERRACE UNIT 301
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$160,000
4850 SW 91ST TERRACE UNIT P201 · same community
2 bd · 2 ba · 1,088 sqft · $147/sqft · 284 DOM
Sold · Jul ’26$200,000
7717 SW 52ND PLACE
3 bd · 2 ba · 1,050 sqft · $190/sqft · 6 DOM
Sold · Jul ’26$310,000
6401 SW 78TH STREET
3 bd · 2 ba · 1,204 sqft · $257/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4850 SW 91ST TERRACE UNIT 301 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4850 SW 91ST TERRACE UNIT 301 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4850 SW 91ST TERRACE UNIT 301 FAQs
What would the monthly payment be for 4850 SW 91ST TERRACE UNIT 301?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,236/mo — principal and interest, the actual property-tax bill, the $287/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4850 SW 91ST TERRACE UNIT 301?+
The association fee works out to $287 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4850 SW 91ST TERRACE UNIT 301?+
The most recent tax bill on record (2025) was $4,383. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4850 SW 91ST TERRACE UNIT 301?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $225,000, this home is listed about 24% below the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4850 SW 91ST TERRACE UNIT 301?+
Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ZORI REALTY. MLS #GC540464.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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