David Ramirez
$2,180,0003 bd2 ba2,422 sqft$900 /sqft$13,917 /mo all-in ↓

13797 NE 199TH STREET, WALDO, FL, 32694

Active75 days on marketListed May 20, 2026MLS #GC540378

WaterfrontSingle Family ResidenceMCMANUS SUB

About this home

13797 NE 199TH STREET

Escape to your own private sanctuary in North Central Florida. Nestled on more than 40 wooded acres with waterfront on both Lake Santa Fe and Hickory Pond, this extraordinary estate offers two architecturally distinctive custom Deltec homes designed to seamlessly blend indoor living with the beauty of the natural surroundings. The main residence spans 2,422 square feet and features three bedrooms and two full baths. From the moment you step through the front door, expansive windows and abundant natural light create the feeling of being immersed in nature. Thoughtful custom finishes include granite countertops, stainless steel appliances, Mohawk RevWood flooring, and pine tongue-and-groove ceilings throughout. The private primary suite lives like a home of its own, featuring sliding glass doors that open directly to the wraparound porch. Dual walk-in closets provide abundant storage, including one with its own vanity area. An additional private room accessed through one of the closets offers additional space that could be utilized as a meditation room, a safe room, or simply more storage. A quiet retreat off the primary suite offers endless possibilities as a reading room, office, yoga space, or studio. A separate wing of the home is where you will find the additional 2 bedrooms and bathroom, as beautifully crafted as the rest of the home. Expansive porches invite peaceful mornings and stunning sunset evenings overlooking towering oaks, native landscapes, and abundant wildlife. A whole-home Generac gas generator powered by a 1,000-gallon propane tank ensures uninterrupted comfort and peace of mind. The second custom Deltec home mirrors the same exceptional craftsmanship and design, offering 1,072 square feet with two bedrooms, two baths, an open-concept kitchen with induction oven, custom cabinetry, abundant storage, and a fully secured safe room. Built for resilience and efficiency, Deltec homes are renowned for their strength, durability, and storm-resistant design. The impressive 60x60 two-story barn offers unmatched versatility for recreation, storage, workshop space, or equestrian use. Far beyond a traditional barn, it includes a full kitchen, loft living area with enclosed bedroom, bathroom, laundry room, oversized temperature-controlled pantry, and a wood-burning stove. Additional property features include a 10x30 greenhouse on a concrete slab, multiple raised garden beds, three septic systems, and two 265-foot-deep wells with a full water treatment system. Wooded walking paths wind through the property, ending with 1000 feet of frontage of Hickory Pond, and 583 feet of frontage on Little Lake Santa Fe on the opposite end of the property. Starlink internet provides the high-speed capabilities needed for working from home. This is more than a property — it is a rare legacy estate offering privacy, self-sufficiency, waterfront beauty, and an unmatched connection to nature in Waldo, Florida.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,422

Sqft

42.21 ac

Lot size

2021

Year built

One

Levels

$900

Per sqft

WaterfrontTrees/Woods view

Inside

FlooringEngineered Hardwood
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingMini-Split Unit(s)
HeatingElectric

Outside & construction

RoofMetal
ConstructionOther
FoundationConcrete Perimeter · Slab
ViewTrees/Woods
FacesEast
ExteriorGarden · Lighting · Other · Sliding Doors · Storage

Community & fees

Taxes (2025)$14,112/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,917 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,763
PMI (est., until 20% equity)$818
Property tax — 2025 actual bill$1,176
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $218,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $218,000
Interest rate6.00%
Loan term

Estimated payment

$13,917/mo

Principal & interest$11,763
PMI (est., until 20% equity)$818
Property taxes (actual bill)$1,176
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Waldo actives

$900 vs $177

Days on market

75 vs 18 typical

Where $900/sqft sits among the 7 Waldo actives

5
1
1
0
0
0 · this home
$118–248$248–379$379–509$509–639$639–770$770+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waldo

Map of 13797 NE 199TH STREET

Get to know Waldo. See the full Waldo guide →

WALDO 32694 — neighborhood snapshot

Population

1,870

Median age

58.9

Median income

$40,455

Median home value

$121,300

Avg household

1.87

Households w/ children

119

For the school run

Alachua County School District

ElementaryChester Shell Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Waldo market

Seller’s marketLeans buyer12.9 months of inventoryBuyer’s market

$416K$197K

Waldo median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

5 of 7

Waldo actives have cut their price

Median sold price, Waldo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 977% above the WALDO 32694 median. See the full Waldo market guide →

Paper trail

This home's history

May 20, 2026Listed at $2,180,000 · 75 days on market since
2021Built · MCMANUS SUB

Reality check

What actually sold near 13797 NE 199TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18104 NE 143RD AVENUESold · Mar ’26

$231,000

18104 NE 143RD AVENUE

3 bd · 2 ba · 1,568 sqft · $147/sqft · 80 DOM

20308 NE 135TH AVENUESold · Oct ’25

$249,000

20308 NE 135TH AVENUE

4 bd · 2 ba · 1,366 sqft · $182/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13797 NE 199TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13797 NE 199TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13797 NE 199TH STREET FAQs

What would the monthly payment be for 13797 NE 199TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,917/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13797 NE 199TH STREET?+

The most recent tax bill on record (2025) was $14,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Waldo?+

At $2,180,000, this home is listed about 652% above the Waldo median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13797 NE 199TH STREET?+

Chester Shell Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,180,000 runs 977% above the WALDO 32694 median — but at 2,422 sqft it's also 59% larger than the typical Waldo listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

75 days on market against a Waldo median of 18 — sellers in this position are usually ready to negotiate.

Listing courtesy of GLANZER REALTY, LLC · Joy Glanzer. MLS #GC540378.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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