1608 NE 45TH PLACE, GAINESVILLE, FL, 32609
Active74 days on marketListed May 14, 2026MLS #GC540344
About this home
1608 NE 45TH PLACE
Beautiful home well maintained for rent in NE Gainesville's North Point at Ironwood. This 3 bedroom, 2 bathroom home has an open concept and is full of natural light. Built in 2007, this home is on .24 of an acre on a corner lot. The neighborhood has sidewalks, underground utilities and abuts Ironwood Golf Course. Available June 30th, 2026. From the covered front entry, you enter the large, open Great Room with tray ceiling. The home has luxury vinyl plank flooring and tile throughout, no carpet. To the right is the open dining area and to the left is the Great Room with a door opening to the covered rear porch. Straight ahead is the Primary Suite with walk-in closet and ensuite bathroom. The bathroom has a tub/shower and large vanity for storage. From the foyer, a few steps forward and you are at the open kitchen with breakfast bar, separate breakfast nook, wood cabinets, stainless steel appliances include a gas range. To the right of the kitchen is the hall that leads to two guest bedrooms and the shared guest bathroom. Off the breakfast nook is the 2 car garage and the laundry area with washer and dryer. Lease includes lawn maintenance. $54 application fee. Security deposit required. Pets negotiable with pet fee and deposit. Tenant to pay for their own internet and utilities. Unfurnished.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,261
Sqft
0.24 ac
Lot size
2
Garage
2007
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$2 vs $202
Days on market
74 vs 36 typical
Where $2/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32609 — neighborhood snapshot
Population
19,694
Median age
35.9
Median income
$48,121
Median home value
$174,500
Avg household
2.31
Households w/ children
1,692
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
181 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the GAINESVILLE 32609 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1608 NE 45TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$265,000
4671 NE 15TH TERRACE · same community
3 bd · 2 ba · 1,242 sqft · $213/sqft · 43 DOM
Sold · Aug ’25$297,000
4603 NE 16TH TERRACE · same community
3 bd · 2 ba · 1,467 sqft · $202/sqft · 18 DOM
Sold · Jun ’26$285,000
4729 NE 16TH TERRACE · same community
4 bd · 2 ba · 1,538 sqft · $185/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1608 NE 45TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1608 NE 45TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1608 NE 45TH PLACE FAQs
What would the monthly payment be for 1608 NE 45TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1608 NE 45TH PLACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $2,250, this home is listed about 99% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1608 NE 45TH PLACE?+
Gainesville High School (high), Stephen Foster Elementary School (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32609 market on paper
$2,250 is 99% below the GAINESVILLE 32609 median of $199,900, and at $2/sqft it sits under the Gainesville average of $208.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
74 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ARISTA REALTY · Mike Hastings. MLS #GC540344.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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