113 BROWNS ROAD, SAN MATEO, FL, 32187
Active70 days on marketListed May 16, 2026MLS #GC540262
About this home
113 BROWNS ROAD
Welcome to this charming 2 bedroom 1 bathroom home in a quiet neighborhood close to everything! This home offers the perfect blend of comfort, privacy, and convenience. Step inside to discover a thoughtfully designed layout featuring a spacious living room perfect for both relaxation and entertaining. The heart of the home is the modern kitchen, which overlooks the open-concept living and dining areas with tile flooring throughout. The kitchen boasts new cabinetry, newer appliances, updated backsplash, and granite countertops. The inviting living room leads into a second living room with a large window, offering ample light and making it ideal for both entertaining and relaxing. This block stucco home features many upgrades, including a newer roof, newer HVAC, newer water heater, new light fixtures, and a remodeled kitchen. The primary bedroom features a walk-in closet and a newer vanity in the bathroom. Off the kitchen, there is a one-car garage and a washer and dryer. Enjoy a backyard oasis with ample room for outdoor dining, play, and relaxing. With its serene location, abundant space, and versatile layout, this home is a rare find in San Mateo. Don’t miss the opportunity to make it yours. Excellent neighborhood, quiet dead-end road along the St. Johns River. Excellent Location Close to the River, Beach, St. Augustine, and Palatka. Best of all no HOA fees!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,078
Sqft
0.23 ac
Lot size
1
Garage
1973
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,584 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,584/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NOT ASSIGNED
$188 vs $247
Days on market
70 vs 32 typical
Where $188/sqft sits among the 15 homes for sale in NOT ASSIGNED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Mateo
Get to know San Mateo. See the full San Mateo guide →
SAN MATEO 32187 — neighborhood snapshot
Population
1,117
Median age
60.3
Median income
$50,116
Median home value
$124,400
Avg household
1.8
Households w/ children
87%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The San Mateo market
$200K → $420K
San Mateo median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
8 of 15
NOT ASSIGNED have cut their price
This home is listed 2% below the SAN MATEO 32187 median. See the full San Mateo market guide →
Paper trail
This home's history
Reality check
What actually sold near 113 BROWNS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$186,000
183 SW RUM ISLAND TERRACE · same community
2 bd · 2 ba · 1,030 sqft · $181/sqft · 5 DOM
Sold · Jun ’26$299,900
3639 NE 80TH AVENUE · same community
3 bd · 2 ba · 1,728 sqft · $174/sqft · 16 DOM
Sold · Nov ’25$182,300
20016 SE 219TH AVENUE · same community
3 bd · 1 ba · 1,880 sqft · $97/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 113 BROWNS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 113 BROWNS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
113 BROWNS ROAD FAQs
What would the monthly payment be for 113 BROWNS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,584/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 113 BROWNS ROAD?+
The most recent tax bill on record (2025) was $1,671. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in San Mateo?+
At $203,000, this home is priced right at the San Mateo median.
Which schools are assigned to 113 BROWNS ROAD?+
Browning-Pearce Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP- TIOGA · Kyle Hoppenworth. MLS #GC540262.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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