18143 NW 251ST TERRACE, HIGH SPRINGS, FL, 32643
Active89 days on marketListed May 13, 2026MLS #GC540245
About this home
18143 NW 251ST TERRACE
Virtually Staged. Enjoy the High Springs lifestyle in this solid, move-in-ready concrete block home perfectly positioned about 1 mile from downtown and directly across the street from the paved trail running from Poe Springs to downtown’s historic shopping and dining district. This home places crystal-clear springs and outdoor adventures right at your doorstep. Enjoy quiet, small-town charm while staying an easy 25-minute commute to Gainesville, UF, and Shand's Hospital, and Lake City. This updated property qualifies for Conventional, FHA, VA, and USDA financing. This is an amazing setup with a generous layout of poured concrete providing plenty of parking for your vehicles or trailers, leading to a 720 sq ft (24'x30') detached workshop/garage. Keep your gear organized and protected with a multi-car carport and an additional detached storage shed with shelving. Outdoor living is easy with this spacious backyard with privacy fencing and a covered patio. Inside is comfortable with maximum energy efficiency. Stay cool with routinely serviced HVAC, newer ductwork, ceiling fans, newer roof with warranty and thick blown-in attic insulation keeping utility bills remarkably low. Inside features double-hung vinyl windows that tilt downward for easy cleaning, and a refreshed bathroom complete with a new vanity, toilet, and lighting. The heart of the home features freshly painted wood cabinets, a new sink, faucet, a clean stove and refrigerator. This fortified block home offers long-term durability and small town lifestyle that your sure to love! Schedule your tour today!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,000
Sqft
0.33 ac
Lot size
4
Garage
1975
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,980 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,980/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.4%
$/sqft vs High Springs actives
$275 vs $210
Days on market
89 vs 31 typical
Where $275/sqft sits among the 74 High Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside High Springs
Get to know High Springs. See the full High Springs guide →
HIGH SPRINGS 32643 — neighborhood snapshot
Population
11,495
Median age
38.5
Median income
$69,871
Median home value
$254,900
Avg household
2.86
Households w/ children
1,364
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The High Springs market
$330K → $294K
High Springs median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
37 of 74
High Springs actives have cut their price
Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the HIGH SPRINGS 32643 median. See the full High Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 18143 NW 251ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$235,000
17182 NW 238TH TERRACE
3 bd · 1 ba · 1,008 sqft · $233/sqft · 5 DOM
Sold · Mar ’26$196,000
23264 NW 178TH PLACE
3 bd · 1 ba · 1,012 sqft · $194/sqft · 119 DOM
Sold · Nov ’25$187,000
18738 NW 234TH STREET
2 bd · 2 ba · 1,080 sqft · $173/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18143 NW 251ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18143 NW 251ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18143 NW 251ST TERRACE FAQs
What would the monthly payment be for 18143 NW 251ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,980/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18143 NW 251ST TERRACE?+
The most recent tax bill on record (2025) was $961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in High Springs?+
At $274,900, this home is listed about 27% below the High Springs median of $374,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18143 NW 251ST TERRACE?+
High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HIGH SPRINGS 32643 market on paper
$274,900 is 14% below the HIGH SPRINGS 32643 median of $318,900.
02Time on market is leverage
89 days on market against a High Springs median of 31 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
High Springs Community School, Santa Fe High School — High Springs Community School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $299,000, now $274,900 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Katie Jackson. MLS #GC540245.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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