
TBD NE 108TH PLACE, WALDO, FL, 32694
Active47 days on marketListed Jun 8, 2026MLS #GC540156
About this home
TBD NE 108TH PLACE
PRICE IMPROVEMENT! There are so many possibilities for this lovely 22 acres of lush timberland with other natural features. Tucked away in a serene but convenient location in Waldo, it would make a beautiful farm, homesite, or getaway spot for those who want to spread their wings and creativity. Convenient to US 301, Melrose, Hawthorne, and Gainesville, it would also provide an easy commute to Starke or Keystone Heights. If you're looking for a place to settle and breathe that also provides minutes-away outings to some of the best events and attractions of North Central Florida, this property might be exactly what you're looking for.
Facts & features
The home at a glance
22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,431 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,431/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Waldo
Get to know Waldo. See the full Waldo guide →
WALDO 32694 — neighborhood snapshot
Population
1,870
Median age
58.9
Median income
$40,455
Median home value
$121,300
Avg household
1.87
Households w/ children
119
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Waldo market
$416K → $197K
Waldo median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Waldo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the WALDO 32694 median. See the full Waldo market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD NE 108TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$247,000
1074 EMPORIA ROAD · same community
2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM
Sold · Dec ’25$130,000
5640 SW 57TH AVENUE · same community
2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM
Sold · Dec ’25$168,500
12860 SW 174TH STREET · same community
3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about TBD NE 108TH PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD NE 108TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
TBD NE 108TH PLACE FAQs
What would the monthly payment be for TBD NE 108TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,431/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD NE 108TH PLACE?+
The most recent tax bill on record (2025) was $143. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Waldo?+
At $199,000, this home is listed about 31% below the Waldo median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to TBD NE 108TH PLACE?+
Chester Shell Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WALDO 32694 market on paper
$199,000 is 12% below the WALDO 32694 median of $225,000.
02Time on market is leverage
47 days on market against a Waldo median of 18 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $242,000, now $199,000 — a $43K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · S. Catherine Tyrrell. MLS #GC540156.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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