David Ramirez
$330,0002 bd3 ba3,042 sqft$108 /sqft$2,586 /mo all-in ↓

288 NE 899TH STREET, OLD TOWN, FL, 32680

Active97 days on marketListed Apr 30, 2026MLS #GC539953

Single Family ResidenceNA

About this home

288 NE 899TH STREET

One or more photo(s) has been virtually staged. Unique 2BR/3BA home on 13+ private acres near the Suwannee River, offering the perfect blend of space, comfort, and country living! This one-of-a-kind property features a full basement with bonus space downstairs, ideal for a game room, guest area, home office, or additional living quarters. Inside, you’ll find a spacious living room with a beautiful fireplace and a built-in rotisserie grill on the back side—perfect for entertaining. The enclosed porch includes a designated space for a hot tub, creating your own relaxing retreat. All three bathrooms have been tastefully remodeled, and major updates include a newer HVAC system, hot water heater, and septic (2022), plus a roof less than 10 years old. Additional features include a storage area and a dedicated potting room for gardening enthusiasts. The 13+ acres are beautifully wooded, offering privacy, abundant wildlife, and room for recreation, animals, or future expansion. Conveniently located just 10 minutes to local elementary school, shopping, and restaurants, and approximately 30 minutes to the Gulf for fishing, boating, and coastal adventures. This property is ideal for full-time living, a private retreat, or investment opportunity—don’t miss your chance to own a slice of Old Florida!

Facts & features

The home at a glance

2

Bedrooms

3

Bathrooms

3,042

Sqft

13.19 ac

Lot size

1984

Year built

Multi/Split

Levels

$108

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Gas Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBasement · Slab
FacesNorth
ExteriorRain Gutters · Storage

Community & fees

Taxes (2025)$4,048/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Fiber Optics · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,586 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$337
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,550
Interest rate6.00%
Loan term

Estimated payment

$2,586/mo

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$337
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NA

$108 vs $287

Days on market

97 vs 34 typical

Where $108/sqft sits among the 126 homes for sale in NA

82 · this home
27
5
1
3
8
$108–379$379–651$651–923$923–1195$1195–1467$1467+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Town

Map of 288 NE 899TH STREET

Get to know Old Town. See the full Old Town guide →

OLD TOWN 32680 — neighborhood snapshot

Population

10,445

Median age

51.5

Median income

$47,547

Median home value

$95,300

Avg household

2.54

Households w/ children

951

For the school run

Dixie County School District

ElementaryOld Town Elementary School★★★★
HighDixie County High School★★★★★
ElementaryJames M. Anderson Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Old Town market

Seller’s marketLeans buyer10.0 months of inventoryBuyer’s market

$198K$250K

Old Town median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

57 of 126

NA have cut their price

Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 164% above the OLD TOWN 32680 median. See the full Old Town market guide →

Paper trail

This home's history

Apr 30, 2026Listed at $330,000 · 97 days on market since
1984Built · NA

Reality check

What actually sold near 288 NE 899TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1751 SW 54TH COURTSold · Dec ’25

$800,000

1751 SW 54TH COURT · same community

5 bd · 2.5 ba · 3,021 sqft · $265/sqft · 108 DOM

17345 SWEETWATER ROADSold · Jul ’26

$1,100,000

17345 SWEETWATER ROAD · same community

3 bd · 2.5 ba · 2,573 sqft · $428/sqft · 21 DOM

Carr 681 kM.HM 11.7 BO. ISLOTE SEC MELILLASold · Feb ’26

$167,000

Carr 681 kM.HM 11.7 BO. ISLOTE SEC MELILLA · same community

3 bd · 1 ba · 3,514 sqft · $48/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 288 NE 899TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 288 NE 899TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

288 NE 899TH STREET FAQs

What would the monthly payment be for 288 NE 899TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,586/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 288 NE 899TH STREET?+

The most recent tax bill on record (2025) was $4,048. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 288 NE 899TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Old Town?+

At $330,000, this home is listed about 40% above the Old Town median of $234,950. The market section on this page shows how the area is trending.

Which schools are assigned to 288 NE 899TH STREET?+

Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$330,000 runs 164% above the OLD TOWN 32680 median — but at 3,042 sqft it's also nearly twice the size of the typical Old Town listing.

02Time on market is leverage

97 days on market against a Old Town median of 34 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Old Town Elementary School, Dixie County High School, James M. Anderson Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of JIM KING REALTY, INC. · Melanie Hutchison. MLS #GC539953.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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