David Ramirez
$270,000$275,0002 bd2 ba1,112 sqft$243 /sqft$2,078 /mo all-in ↓

16619 NW STATE ROAD 45, HIGH SPRINGS, FL, 32643

Active100 days on marketListed Apr 30, 2026MLS #GC539951

Priced 16% below the HIGH SPRINGS 32643 medianReduced $5KSingle Family ResidenceN/A

About this home

16619 NW STATE ROAD 45

Escape to your own private slice of High Springs! Situated on nearly half an acre beneath a canopy of mature trees, this beautifully remodeled 2-bedroom, 2-bath home offers the perfect blend of comfort, charm, and natural beauty. Step inside to discover bright, inviting living spaces highlighted by vaulted ceilings and thoughtful updates throughout. Whether you're looking for a peaceful primary residence, a weekend getaway, or an income-producing investment, this property delivers exceptional flexibility. Currently operating as a short-term rental, it is ideally positioned just minutes from High Springs' charming downtown, crystal-clear springs, scenic rivers, and endless outdoor adventures. Enjoy the tranquility of country-style living with the convenience of nearby amenities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,112

Sqft

0.42 ac

Lot size

1958

Year built

One

Levels

$243

Per sqft

Trees/Woods viewNegotiable

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Dryer · Freezer · Microwave · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo
LaundryLaundry Closet · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionHardiPlank Type
FoundationOther
ViewTrees/Woods
FacesEast
ExteriorOutdoor Grill · Private Yard

Community & fees

Taxes (2025)$2,508/yr

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,078 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$209
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate6.00%
Loan term

Estimated payment

$2,078/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$209
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$259KedgeAI estimate $871,695 · range $370K$1.3M$1.4M

vs edgeAI estimate

−69%

$/sqft vs N/A

$243 vs $284

Days on market

100 vs 33 typical

Where $243/sqft sits among the 240 homes for sale in N/A

105 · this home
77
22
15
3
18
$135–269$269–404$404–538$538–672$672–806$806+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside High Springs

Map of 16619 NW STATE ROAD 45

Get to know High Springs. See the full High Springs guide →

HIGH SPRINGS 32643 — neighborhood snapshot

Population

11,495

Median age

38.5

Median income

$69,871

Median home value

$254,900

Avg household

2.86

Households w/ children

1,364

For the school run

Alachua County School District

ElementaryHigh Springs Community School★★★★
HighSanta Fe High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The High Springs market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$330K$294K

High Springs median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

106 of 240

N/A have cut their price

Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the HIGH SPRINGS 32643 median. See the full High Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $270,000 $5K
Apr 30, 2026Listed at $275,000 · 100 days on market since
1958Built · N/A

Reality check

What actually sold near 16619 NW STATE ROAD 45

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

#12 SENDEROS DEL VALLESold · Dec ’25

$161,000

#12 SENDEROS DEL VALLE · same community

3 bd · 2 ba · 1,114 sqft · $145/sqft · 131 DOM

206 WINSLOW AVENUESold · Dec ’25

$208,000

206 WINSLOW AVENUE · same community

3 bd · 1 ba · 1,066 sqft · $195/sqft · 134 DOM

16050 SE 27TH PLACE ROADSold · Dec ’25

$235,000

16050 SE 27TH PLACE ROAD · same community

2 bd · 1 ba · 891 sqft · $264/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16619 NW STATE ROAD 45 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16619 NW STATE ROAD 45 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

16619 NW STATE ROAD 45 FAQs

What would the monthly payment be for 16619 NW STATE ROAD 45?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,078/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16619 NW STATE ROAD 45?+

The most recent tax bill on record (2025) was $2,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in High Springs?+

At $270,000, this home is listed about 26% below the High Springs median of $365,700. The market section on this page shows how the area is trending.

Which schools are assigned to 16619 NW STATE ROAD 45?+

High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the HIGH SPRINGS 32643 market on paper

$270,000 is 16% below the HIGH SPRINGS 32643 median of $321,950.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

100 days on market against a High Springs median of 33 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

High Springs Community School, Santa Fe High School — High Springs Community School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $275,000, now $270,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Jessie Cox. MLS #GC539951.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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