315 NW 28TH STREET, GAINESVILLE, FL, 32607
Active102 days on marketListed Apr 23, 2026MLS #GC539718
About this home
315 NW 28TH STREET
Virtually Staged. Just a few blocks from UF Law School and main campus! This 4BR/3BA home offers the perfect blend of proximity and peace of mind with a brand-new 2025 roof. The house has 2 separate living areas, with the entryway living area containing a stone fireplace and lots of natural light coming from both front and back of the house. There's an open kitchen with granite counters, high ceilings, and a functional split-bedroom floor plan. A rare find for this area, the property includes a private 2-car garage and a large fenced backyard with a deck. Whether you're looking for a faculty residence or a high-end campus home, this move-in-ready property is a must-see!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,027
Sqft
0.33 ac
Lot size
2
Garage
1976
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,222 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,222/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.1%
$/sqft vs Gainesville actives
$191 vs $198
Days on market
102 vs 45 typical
Where $191/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Black Acres
Get to know Gainesville. See the full Gainesville guide →
Black Acres — neighborhood snapshot
Population
695
Median age
27
Median income
$74,018
Median home value
$280,100
Avg household
3
Households w/ children
22%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
185 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 315 NW 28TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$372,500
305 NW 28TH STREET · same community
3 bd · 2 ba · 1,934 sqft · $193/sqft · 68 DOM
Sold · Oct ’25$437,500
416 NW 28TH TERRACE · same community
3 bd · 2.5 ba · 1,800 sqft · $243/sqft · 89 DOM
Sold · Sep ’25$390,000
5 NW 28TH TERRACE · same community
3 bd · 2 ba · 1,472 sqft · $265/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 315 NW 28TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 315 NW 28TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
315 NW 28TH STREET FAQs
What would the monthly payment be for 315 NW 28TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,222/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 315 NW 28TH STREET?+
The most recent tax bill on record (2025) was $7,319. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $387,500, this home is listed about 31% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 315 NW 28TH STREET?+
Westwood Middle School (middle), Carolyn Beatrice Parker Elementary (elementary), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$387,500 runs 106% above the GAINESVILLE 32607 median — but at 2,027 sqft it's also 40% larger than the typical Gainesville listing.
02Time on market is leverage
102 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $399,000, now $387,500 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of UNIVERSITY REALTY · Eric Leightman. MLS #GC539718.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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