David Ramirez
$249,900$259,9003 bd2 ba1,254 sqft$199 /sqft$1,990 /mo all-in ↓

950 S LAWRENCE BOULEVARD, KEYSTONE HEIGHTS, FL, 32656

Active97 days on marketListed Apr 22, 2026MLS #GC539704

Reduced $10KSingle Family ResidenceLAKEVIEW HIGHLANDS

About this home

950 S LAWRENCE BOULEVARD

Brand new HVAC! This beautifully renovated 3/2 is the perfect blend of modern updates and timeless charm. You'll have just over 1,250 sqft and a fully-fenced backyard in the heart of Keystone Heights, within walking distance to both KHES & KHHS. Step inside and you'll discover new flooring, fresh interior paint, and updated trim that create a bright, clean, and inviting atmosphere throughout. The fully renovated kitchen is a standout feature, complete with solid surface countertops, brand-new stainless steel appliances, and a newly added pantry for extra storage and convenience. The natural light create a warm space to start your day or prep dinner. A flex room off the living room would make a great office, den, or formal dining. Both bathrooms feature brand new vanities and solid surface counters, while thoughtfully retaining the retro, and functional tile features. Outside, the home continues to impress with its welcoming curb appeal and mature landscaping. Enjoy living a stroll away from the historic downtown, with amenities like brand new tennis courts, Keystone Beach, Geneva Jungle Park, and events like annual parades, a lake-side concert series, farmer's markets, and food truck Fridays.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,254

Sqft

0.19 ac

Lot size

1979

Year built

One

Levels

$199

Per sqft

Trees/Woods & Water view

Inside

FlooringLuxury Vinyl · Other · Tile
AppliancesConvection Oven · Dishwasher · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Surface Counters
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionOther · Vinyl Siding
FoundationBlock · Other
ViewTrees/Woods · Water
FacesSoutheast
ExteriorOther

Community & fees

Taxes (2025)$2,982/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,990 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$248
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,747
Interest rate6.00%
Loan term

Estimated payment

$1,990/mo

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$248
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$203KedgeAI estimate $249,870 · range $211K$260K$270K

vs edgeAI estimate

Right at the estimate

$/sqft vs Keystone Heights actives

$199 vs $173

Days on market

97 vs 46 typical

Where $199/sqft sits among the 32 Keystone Heights actives

5
14
6 · this home
3
2
2
$86–134$134–182$182–231$231–279$279–327$327+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Keystone Heights

Map of 950 S LAWRENCE BOULEVARD

Get to know Keystone Heights. See the full Keystone Heights guide →

KEYSTONE HEIGHTS 32656 — neighborhood snapshot

Population

15,630

Median age

40.4

Median income

$73,201

Median home value

$202,900

Avg household

2.74

Households w/ children

2,259

The numbers that matter

The Keystone Heights market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$285K$322K

Keystone Heights median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

17 of 32

Keystone Heights actives have cut their price

Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% above the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →

Paper trail

This home's history

CurrentPrice reduced to $249,900 $10K
Apr 22, 2026Listed at $259,900 · 97 days on market since
1979Built · LAKEVIEW HIGHLANDS

Reality check

What actually sold near 950 S LAWRENCE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

395 SW GROVE STREETSold · Sep ’25

$190,000

395 SW GROVE STREET · same community

3 bd · 2 ba · 1,728 sqft · $110/sqft · 82 DOM

553 SE 42ND STREETSold · Feb ’26

$262,000

553 SE 42ND STREET

3 bd · 2 ba · 1,234 sqft · $212/sqft · 49 DOM

7915 BREEZY POINT ROAD WSold · Mar ’26

$287,900

7915 BREEZY POINT ROAD W

3 bd · 1 ba · 1,323 sqft · $218/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 950 S LAWRENCE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 950 S LAWRENCE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

950 S LAWRENCE BOULEVARD FAQs

What would the monthly payment be for 950 S LAWRENCE BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,990/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 950 S LAWRENCE BOULEVARD?+

The most recent tax bill on record (2025) was $2,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Keystone Heights?+

At $249,900, this home is listed about 14% below the Keystone Heights median of $289,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$249,900 runs 56% above the KEYSTONE HEIGHTS 32656 median.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

97 days on market against a Keystone Heights median of 46 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $259,900, now $249,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of CW REALTY, INC. - KEYSTONE HEIGHTS · Steven Milligan. MLS #GC539704.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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