229 LAKE IDA POINT DRIVE, INTERLACHEN, FL, 32148
Active95 days on marketListed Apr 19, 2026MLS #GC539602
About this home
229 LAKE IDA POINT DRIVE
Rare opportunity to own a stunning lakefront property with approximately 400 feet of frontage on Lake Ida, where fishing and boating are fully permitted. This spacious 4-bedroom, 2-bath home features oversized bedrooms, including three walk-in closets, and a comfortable layout designed for both everyday living and entertaining. A cozy gas fireplace anchors the living space, while two water heaters and dual septic systems—strategically located on each end of the home—offer added efficiency and convenience. Outdoor living is a standout with a private boat ramp, dock, deck, and seawall, making it easy to enjoy everything lake life has to offer. Irrigation is lake-fed, keeping the grounds lush and cost-efficient. The property also includes an attached garage, a detached garage, and a four-car carport, providing ample space for vehicles, boats, and storage. Easy access with gated circular driveway. Additional highlights include a durable metal roof, location outside of Flood Zone C, no HOA restrictions, and a county-maintained dirt road for access. Select furnishings are negotiable, and a fireproof file cabinet will convey with the sale. This unique remodeled property combines privacy, functionality, and waterfront living—schedule your showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
3,570
Sqft
9.68 ac
Lot size
2
Garage
1974
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,696 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,696/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Interlachen actives
$196 vs $166
Days on market
95 vs 22 typical
Where $196/sqft sits among the 26 Interlachen actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Interlachen
Get to know Interlachen. See the full Interlachen guide →
INTERLACHEN 32148 — neighborhood snapshot
Population
11,580
Median age
42.9
Median income
$45,320
Median home value
$87,800
Avg household
2.5
Households w/ children
1,389
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Interlachen market
$145K → $152K
Interlachen median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
12 of 26
Interlachen actives have cut their price
Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5500% above the INTERLACHEN 32148 median. See the full Interlachen market guide →
Paper trail
This home's history
Reality check
What actually sold near 229 LAKE IDA POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$85,000
201 SCOTT STREET
3 bd · 2 ba · 1,795 sqft · $47/sqft · 55 DOM
Sold · Aug ’25$360,000
131 IDA BOULEVARD
3 bd · 2 ba · 1,472 sqft · $245/sqft · 31 DOM
Sold · Jan ’26$269,900
152 VIOLET CIRCLE
3 bd · 2 ba · 1,296 sqft · $208/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 229 LAKE IDA POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 229 LAKE IDA POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
229 LAKE IDA POINT DRIVE FAQs
What would the monthly payment be for 229 LAKE IDA POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,696/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 229 LAKE IDA POINT DRIVE?+
The most recent tax bill on record (2025) was $5,957. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Interlachen?+
At $699,950, this home is listed about 211% above the Interlachen median of $225,000. The market section on this page shows how the area is trending.
Which schools are assigned to 229 LAKE IDA POINT DRIVE?+
Robert H. Jenkins Junior Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,950 runs 5500% above the INTERLACHEN 32148 median — but at 3,570 sqft it's also nearly twice the size of the typical Interlachen listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
95 days on market against a Interlachen median of 22 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $714,900, now $699,950 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXIT REALTY PRODUCERS · Debra Martin-Back. MLS #GC539602.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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