7932 SW COUNTY ROAD 18, HAMPTON, FL, 32044
Active102 days on marketListed Apr 16, 2026MLS #GC539553
About this home
7932 SW COUNTY ROAD 18
This charming waterfront cottage is turn-key, full of character, and perfectly sized for simple lake living. This 3 bed 2 bath home on 0.22acres is built for quiet mornings, a fishing pole on the dock, and sunsets that make you forget what day it is. Lovingly maintained with original details and timeless charm, it's completely turn-key and ready to enjoy from day one. It's the perfect fit for an empty nester looking to wake up to water views, a weekend escape from city life, or an investor seeking a cozy short-term rental with nostalgic lakehouse appeal. Step outside and you'll find one of the property's true highlights, a 25x25 covered dock, ready for fishing at sunrise or simply sitting with your feet dangling in the water. Centrally located between Gainesville and Jacksonville.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,248
Sqft
0.22 ac
Lot size
1969
Year built
One
Levels
$381
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,431 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,431/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hampton actives
$381 vs $144
Days on market
102 vs 30 typical
Where $381/sqft sits among the 10 Hampton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hampton
Get to know Hampton. See the full Hampton guide →
HAMPTON 32044 — neighborhood snapshot
Population
2,394
Median age
36.1
Median income
$45,865
Median home value
$93,500
Avg household
2.69
Households w/ children
359
The numbers that matter
The Hampton market
$378K → $430K
Hampton median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
3 of 10
Hampton actives have cut their price
Median sold price, Hampton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 157% above the HAMPTON 32044 median. See the full Hampton market guide →
Paper trail
This home's history
Reality check
What actually sold near 7932 SW COUNTY ROAD 18
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$339,707
10055 FOX HOLLOW DRIVE
3 bd · 2 ba · 1,810 sqft · $188/sqft · 119 DOM
Sold · Jun ’26$430,000
8096 SW COUNTY ROAD 18
3 bd · 3 ba · 1,884 sqft · $228/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7932 SW COUNTY ROAD 18 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7932 SW COUNTY ROAD 18 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7932 SW COUNTY ROAD 18 FAQs
What would the monthly payment be for 7932 SW COUNTY ROAD 18?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,431/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7932 SW COUNTY ROAD 18?+
The most recent tax bill on record (2025) was $3,175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hampton?+
At $475,000, this home is listed about 47% above the Hampton median of $322,500. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$475,000 runs 157% above the HAMPTON 32044 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
102 days on market against a Hampton median of 30 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,900, now $475,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CW REALTY, INC. - KEYSTONE HEIGHTS · Steven Milligan. MLS #GC539553.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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