3725 172ND STREET, WELLBORN, FL, 32094
Active101 days on marketListed Apr 22, 2026MLS #GC539498
About this home
3725 172ND STREET
Turnkey 20-acre horse and cattle farm for sale in Wellborn, Florida near Lake City, Florida featuring a beautiful custom five-bedroom home, customizable six stall horse barn with tack room, fenced and cross fenced, irrigated pastures, and livestock facilities. This custom-built, immaculate hardie board home offers over 2,600 square feet of living space with 5 bedrooms and 3 full baths, featuring an open-concept layout ideal for both everyday living and entertaining. High-end finishes include a chef’s kitchen with premium appliances, quartz/dolomite countertops, custom cabinetry, and a spacious island, while modern upgrades such as a tankless propane water heater, whole-house water filtration system, Generac backup power, spray foam insulation, and luxury vinyl flooring ensure comfort and efficiency. Expansive front and screened porches provide the perfect setting to enjoy peaceful views of the surrounding pastureland. Designed with regenerative farming principles, this property is ideal for organic and environmentally conscious operations. The property is fully fenced and cross-fenced into four irrigated paddocks, perfect for rotational grazing, livestock, or equestrian use. A well-appointed barn with electric and water is ready for immediate use and includes six 12-foot by 12-foot, customizable horse stalls, a tack room, feed room, and wash area. Additional features include improved pasture bordered by mature trees, a double tank deep well and septic system, an oversized three-car garage, two gated entrances for easy access including large equipment deliveries, and high-speed fiber internet suitable for remote work. Work from home with ease! The farm also offers established infrastructure for expanded agricultural or agritourism ventures, including fruit orchards, blueberries, vineyard potential, raised garden beds, and a full livestock handling setup with corral and headgate. Whether you’re seeking a working farm, equestrian estate, agritourism business, or private retreat, this versatile, move-in ready property provides a rare opportunity to own a truly sustainable and income-producing farm.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,590
Sqft
20 ac
Lot size
3
Garage
2020
Year built
One
Levels
$386
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,257 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,257/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NONE
$386 vs $335
Days on market
101 vs 41 typical
Where $386/sqft sits among the 274 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wellborn
Get to know Wellborn. See the full Wellborn guide →
WELLBORN 32094 — neighborhood snapshot
Population
3,929
Median age
36.6
Median income
$74,423
Median home value
$181,300
Avg household
3.61
Households w/ children
308
The numbers that matter
The Wellborn market
$300K → $245K
Wellborn median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
100 of 274
NONE have cut their price
Median sold price, Wellborn, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the WELLBORN 32094 median. See the full Wellborn market guide →
Paper trail
This home's history
Reality check
What actually sold near 3725 172ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$311,760
7320 MARLO ROAD · same community
3 bd · 3 ba · 2,584 sqft · $121/sqft · 78 DOM
Sold · Jan ’26$410,000
301 CLARK STREET · same community
4 bd · 4 ba · 2,582 sqft · $159/sqft · 204 DOM
Sold · Dec ’25$111,000
517 CENTRAL AVENUE SE · same community
4 bd · 1.5 ba · 2,521 sqft · $44/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3725 172ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3725 172ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3725 172ND STREET FAQs
What would the monthly payment be for 3725 172ND STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,257/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3725 172ND STREET?+
The most recent tax bill on record (2025) was $3,923. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3725 172ND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wellborn?+
At $999,900, this home is listed about 25% above the Wellborn median of $799,450. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$999,900 runs 27% above the WELLBORN 32094 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
101 days on market against a Wellborn median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,249,900, now $999,900 — a $250K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Mark Gajda. MLS #GC539498.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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