1045 SE 19TH STREET, GAINESVILLE, FL, 32641
Active112 days on marketListed Apr 9, 2026MLS #GC539299
About this home
1045 SE 19TH STREET
This ranch-style home offers solid bones and potential on a spacious lot. The single-level layout provides convenient living with room to make it your own. This property presents a compelling investment opportunity with solid structural foundation and considerable renovation potential. The two-bedroom, one-bathroom configuration offers flexibility for various improvement strategies, while the single-level design provides practical functionality for creative updates that could maximize future value. The backyard provides a private outdoor retreat, offering space for relaxation, entertaining, or gardening activities. This outdoor area adds significant value to the property and enhances the overall appeal for potential buyers or tenants. With thoughtful improvements and strategic renovations, this home could be transformed into an attractive residence that appeals to today's market. The combination of functional design, private outdoor space, and renovation potential creates an excellent foundation for investors seeking properties with strong upside potential in an established neighborhood. This is a Fannie Mae Home Path property. The Seller must comply with HUD Guidelines 24 CFR 206.125.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,158
Sqft
0.15 ac
Lot size
1964
Year built
One
Levels
$93
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,145 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,145/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−46.5%
Days on market
112 vs 36 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lincoln Estates
Get to know Gainesville. See the full Gainesville guide →
Lincoln Estates — neighborhood snapshot
Population
1,056
Median age
44
Median income
$38,750
Median home value
$113,900
Avg household
3
Households w/ children
70%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the GAINESVILLE 32641 median. See the full Gainesville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1045 SE 19TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1045 SE 19TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1045 SE 19TH STREET FAQs
What would the monthly payment be for 1045 SE 19TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,145/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1045 SE 19TH STREET?+
The most recent tax bill on record (2025) was $3,617. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $108,000, this home is listed about 63% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1045 SE 19TH STREET?+
Abraham Lincoln Middle School (middle), Joseph Williams Elementary School (elementary), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Mike LeRoy. MLS #GC539299.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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