David Ramirez
$782,5004 bd3 ba2,600 sqft$301 /sqft$5,722 /mo all-in ↓

3363 SW 115TH TERRACE, GAINESVILLE, FL, 32608

Active110 days on marketListed Apr 13, 2026MLS #GC539276

Single Family ResidenceOAKMONT

About this home

3363 SW 115TH TERRACE

One or more photo(s) has been virtually staged. “Sunset Views, Privacy & Walkable Luxury in Oakmont”   Experience refined living in this Arthur Rutenberg Parade Home positioned in the highly sought-after Oakmont community, set on a nearly 1/3-acre fenced homesite offering exceptional privacy with no homes directly in front and generous distance between neighbors. The extended driveway, updated landscaping, enhanced garage flooring, and custom storage create immediate curb appeal and everyday functionality. Inside, new hardwood flooring flows throughout the main living areas, highlighting the open and airy great room with a striking double tray ceiling, elegant staircase, and expansive sliding glass doors leading to a beautifully finished concrete paver screened lanai—the perfect place to relax while enjoying breathtaking sunset views. The thoughtfully designed layout offers three bedrooms and a dedicated den on the main level, along with a luxurious primary suite featuring custom California Closets, dual vanities, and a spacious walk-in shower. Upstairs, a private fourth bedroom or bonus retreat with full bath and walk-in closet provides ideal flexibility for guests, a home office, or multi-generational living. Enjoy the convenience of a functional drop zone, and thoughtfully designed storage solutions throughout. The oversized homesite provides room to enjoy outdoor living while maintaining privacy, with quick access to main roads and everything Gainesville has to offer. Located just a 5-minute walk to Oakmont’s one-of-a-kind resort-style amenities, residents enjoy an Olympic-sized pool with lap lanes, fitness center, clubhouse, tennis and basketball courts, beach volleyball, and scenic walking trails. Conveniently situated minutes from the University of Florida, UF Health, Santa Fe College, Celebration Pointe, Butler Plaza, and the Town of Tioga, this home offers an exceptional blend of luxury, convenience, and community. **Call today to schedule your VIP private tour. This is more than a home—it’s a statement of design, comfort, and lifestyle in one of Gainesville’s most desirable communities.**

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,600

Sqft

0.3 ac

Lot size

2

Garage

2017

Year built

Two

Levels

$301

Per sqft

Pets allowed

Inside

FlooringOther
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Other · Primary Bedroom Main Floor · Split Bedroom · Tray Ceiling(s)
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral · Other · Zoned

Outside & construction

RoofShingle
ConstructionOther
FoundationSlab
FacesWest
ParkingGarage Door Opener · Other
ExteriorIrrigation System · Lighting · Other

Community & fees

HOA fee$8/mo
Taxes (2025)$12,457/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Fitness Center · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Natural Gas Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,722 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,222
PMI (est., until 20% equity)$293
Property tax — 2025 actual bill$1,038
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $78,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $78,250
Interest rate6.00%
Loan term

Estimated payment

$5,722/mo

Principal & interest$4,222
PMI (est., until 20% equity)$293
Property taxes (actual bill)$1,038
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $783K
$665KedgeAI estimate $727,555 · range $693K$772K$814K

vs edgeAI estimate

+7.6%

$/sqft vs OAKMONT

$301 vs $303

Days on market

110 vs 36 typical

Where $301/sqft sits among the 8 homes for sale in OAKMONT

5 · this home
2
0
0
0
1
$254–311$311–369$369–426$426–484$484–541$541+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oakmont

Map of 3363 SW 115TH TERRACE inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Oakmont — neighborhood snapshot

Population

1,411

Median age

37

Median income

$177,933

Median home value

$458,500

Avg household

3

Households w/ children

195

For the school run

Alachua County School District

ElementaryLawton M. Chiles Elementary School★★★★
MiddleKanapaha Middle School★★★★★
HighF. W. Buchholz High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

6 of 8

OAKMONT have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 256% above the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

Apr 13, 2026Listed at $782,500 · 110 days on market since
2017Built · OAKMONT

Reality check

What actually sold near 3363 SW 115TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2525 SW 121ST WAYSold · Feb ’26

$677,670

2525 SW 121ST WAY · same community

4 bd · 3.5 ba · 2,634 sqft · $257/sqft · 316 DOM

11075 SW 38TH BOULEVARDSold · Apr ’26

$735,000

11075 SW 38TH BOULEVARD · same community

5 bd · 3 ba · 2,638 sqft · $279/sqft · 8 DOM

3671 SW 118TH DRIVESold · May ’26

$758,940

3671 SW 118TH DRIVE · same community

4 bd · 3 ba · 2,552 sqft · $297/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3363 SW 115TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3363 SW 115TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3363 SW 115TH TERRACE FAQs

What would the monthly payment be for 3363 SW 115TH TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,722/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3363 SW 115TH TERRACE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3363 SW 115TH TERRACE?+

The most recent tax bill on record (2025) was $12,457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3363 SW 115TH TERRACE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $782,500, this home is listed about 165% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3363 SW 115TH TERRACE?+

Lawton M. Chiles Elementary School (elementary), Kanapaha Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$782,500 runs 256% above the GAINESVILLE 32608 median — but at 2,600 sqft it's also nearly twice the size of the typical Gainesville listing.

02Time on market is leverage

110 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Lawton M. Chiles Elementary School, Kanapaha Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Dustin Sims. MLS #GC539276.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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