408 NE 18 STREET, GAINESVILLE, FL, 32641
Active124 days on marketListed Apr 1, 2026MLS #GC539076
About this home
408 NE 18 STREET
Cozy modern, clean, and efficiently designed 2 bedroom home in Gainesville with beautiful yard, on 0.56 acres. More structures including additional houses may be built on this site (Check with your builder). The property is close to town with amenities nearby. The house has a new mental roof that is under warranty, electric car hookup, 200 amp power for the entire home, city utilities including gas, newly installed double pane insulated windows, a front porch, and two storage sheds. We look forward to showing you, your new dream home.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
844
Sqft
0.56 ac
Lot size
1948
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,487 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,487/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6%
$/sqft vs Gainesville actives
$243 vs $198
Days on market
124 vs 36 typical
Where $243/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Duval Heights
Get to know Gainesville. See the full Gainesville guide →
Duval Heights — neighborhood snapshot
Population
2,847
Median age
33
Median income
$24,673
Median home value
$123,347
Avg household
3
Households w/ children
362
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the GAINESVILLE 32641 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 408 NE 18 STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$66,790
851 SE 23RD STREET
2 bd · 1 ba · 800 sqft · $83/sqft · 19 DOM
Sold · Dec ’25$60,000
2410 NE 3RD PLACE NE
2 bd · 1 ba · 890 sqft · $67/sqft · 3 DOM
Sold · May ’26$195,500
919 SE 19TH STREET
3 bd · 1 ba · 945 sqft · $207/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 408 NE 18 STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 NE 18 STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
408 NE 18 STREET FAQs
What would the monthly payment be for 408 NE 18 STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,487/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 408 NE 18 STREET?+
The most recent tax bill on record (2025) was $351. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $205,000, this home is listed about 31% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 408 NE 18 STREET?+
Marjorie Kinnan Rawlings Elementary School (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Mary Jane Brunel. MLS #GC539076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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