Lot 44 SW 879TH STREET, STEINHATCHEE, FL, 32359
Active124 days on marketListed Mar 31, 2026MLS #GC538997
About this home
Lot 44 SW 879TH STREET
Don’t miss this opportunity to own a homesite in the desirable coastal community of Steinhatchee. Located in a sought-after neighborhood, this vacant lot offers a great setting for your future plans—whether you’re looking to build, invest, or secure a piece of property near the water. With its prime location, you’ll be just a short distance from the scenic Steinhatchee River, providing easy access to boating, fishing, and all that this charming Gulf Coast town has to offer. This property offers a balance of privacy and convenience, with a quick drive over the nearby bridge bringing you into the heart of Steinhatchee. There, you’ll find local marinas, public boat ramps, waterfront dining, and small-town charm. Known for its popular scalloping season and excellent fishing opportunities, Steinhatchee is a favorite destination for those who love the outdoors and relaxed coastal living. Whether you’re planning for the future or adding to your investment portfolio, this lot presents a great opportunity to own property in a growing and highly desirable area. Come experience the peaceful surroundings and laid-back lifestyle that make Steinhatchee such a special place to be.
Facts & features
The home at a glance
0.07 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$534 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$534/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Steinhatchee
Get to know Steinhatchee. See the full Steinhatchee guide →
STEINHATCHEE 32359 — neighborhood snapshot
Population
1,406
Median age
58.5
Median income
$51,250
Median home value
$141,900
Avg household
2.24
Households w/ children
97%
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Steinhatchee market
$105K → $235K
Steinhatchee median sold, yr/yr
86.8%
Sale-to-list ratio (12 mo)
Median sold price, Steinhatchee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the STEINHATCHEE 32359 median. See the full Steinhatchee market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 44 SW 879TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$255,000
5492 SW 358 HIGHWAY
2 bd · 1 ba · 936 sqft · $272/sqft · 123 DOM
Sold · Sep ’25$100,000
911 WHITE LANE NE
2 bd · 1 ba · 1,000 sqft · $100/sqft · 98 DOM
Sold · Apr ’26$86,000
8 13TH STREET SE
4 bd · 2 ba · 1,488 sqft · $58/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 44 SW 879TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 44 SW 879TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
Lot 44 SW 879TH STREET FAQs
What would the monthly payment be for Lot 44 SW 879TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $534/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at Lot 44 SW 879TH STREET?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on Lot 44 SW 879TH STREET?+
The most recent tax bill on record (2025) was $329. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at Lot 44 SW 879TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Steinhatchee?+
At $50,000, this home is listed about 87% below the Steinhatchee median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to Lot 44 SW 879TH STREET?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC538997.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Steinhatchee homes, in your inbox
Like Lot 44 SW 879TH STREET but not quite? A daily digest of every new listing in Steinhatchee — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →