247 SW BELLFLOWER DRIVE, LAKE CITY, FL, 32024
Active139 days on marketListed Mar 24, 2026MLS #GC538795
About this home
247 SW BELLFLOWER DRIVE
Under Construction. ALMOST COMPLETED WITH PRICE IMPROVEMENT! Pre-construction with vaulted and elevated ceilings plus ample windows along the rear and front main living areas. This beautiful 4 bedroom, 2 bath, 2 car garage home sits on a peaceful homesite in the most sought after community of The Preserve at Laurel Lake. In addition to a formal living and dining room, the kitchen with 36" upper custom wood cabinets with crown molding, granite kitchen counter tops, energy efficient appliances and separate pantry. The home boasts a breakfast bar and a separate breakfast nook. There is a spacious primary suite has a private entry from the covered patio and the ensuite 5 ft tiled wall to wall walk in shower, two walk in closets and a double sink vanity! Enjoy outdoor entertaining in this peaceful community on the home's large rear covered 8x27 lanai over looking natural wooded area.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,169
Sqft
0.38 ac
Lot size
2
Garage
2026
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,836 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,836/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.9%
$/sqft vs Lake City actives
$187 vs $197
Days on market
139 vs 55 typical
Where $187/sqft sits among the 58 Lake City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32024 — neighborhood snapshot
Population
20,644
Median age
44.2
Median income
$62,066
Median home value
$201,700
Avg household
2.6
Households w/ children
2,304
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $262K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
26 of 58
Lake City actives have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the LAKE CITY 32024 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 247 SW BELLFLOWER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$400,000
436 SW SILVER PALM DRIVE · same community
4 bd · 3 ba · 2,071 sqft · $193/sqft · 55 DOM
Sold · Jan ’26$400,000
777 SW ROSEMARY DRIVE · same community
4 bd · 3 ba · 2,516 sqft · $159/sqft · 209 DOM
Sold · May ’26$369,650
798 SW ROSEMARY DRIVE · same community
4 bd · 2 ba · 1,820 sqft · $203/sqft · 196 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 247 SW BELLFLOWER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 247 SW BELLFLOWER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
247 SW BELLFLOWER DRIVE FAQs
What would the monthly payment be for 247 SW BELLFLOWER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,836/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 247 SW BELLFLOWER DRIVE?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 247 SW BELLFLOWER DRIVE?+
The most recent tax bill on record (2025) was $421. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 247 SW BELLFLOWER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake City?+
At $406,150, this home is listed about 2% above the Lake City median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 247 SW BELLFLOWER DRIVE?+
Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
139 days on market against a Lake City median of 55 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Westside Elementary School, Columbia High School — Westside Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $413,150, now $406,150 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY, INC.- GAINESVILLE · Sharon Johnson Selder. MLS #GC538795.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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