11869 SW 28TH AVENUE, GAINESVILLE, FL, 32608
Active131 days on marketListed Mar 26, 2026MLS #GC538735
About this home
11869 SW 28TH AVENUE
Welcome to this stunning 3-bedroom, 3-bathroom home with a spacious loft, thoughtfully designed to offer both comfort and versatility. The loft features its own full bathroom, making it an ideal space for a guest suite, home office, or bonus living area. Step inside to find 10-foot ceilings throughout, with the living room soaring to an impressive 20 feet, anchored by a beautiful fireplace that serves as the focal point of the space. Expansive windows fill the home with abundant natural light, creating a bright and inviting atmosphere. The oversized kitchen is a true centerpiece, complete with granite countertops, stainless steel appliances, a large island with ample storage, and a walk-in pantry—perfect for entertaining and everyday living. The split bedroom layout offers privacy, with two generously sized guest bedrooms featuring deep closets and access to a shared hall bathroom. The luxurious primary suite is a private retreat, boasting an oversized walk-in closet and a spa-inspired bathroom with a soaking tub, large glass-enclosed shower, and double vanity with granite countertops. Situated on a desirable corner lot, the property offers a spacious backyard ready for your personal touch—ideal for future fencing or outdoor living enhancements. Located in the highly sought-after Oakmont community in Southwest Gainesville, residents enjoy access to exceptional resort-style amenities, including a state-of-the-art fitness center, elegant clubhouse, heated lap pool with dedicated lanes, kiddie splash fountain, tennis courts, pickleball courts, basketball courts, playground, and scenic sidewalks throughout. This home perfectly blends style, space, and community living—an outstanding opportunity in one of Gainesville’s premier neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,079
Sqft
0.16 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,115 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,115/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$224 vs $198
Days on market
131 vs 45 typical
Where $224/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakmont
Get to know Gainesville. See the full Gainesville guide →
Oakmont — neighborhood snapshot
Population
1,411
Median age
37
Median income
$177,933
Median home value
$458,500
Avg household
3
Households w/ children
195
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 11869 SW 28TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$435,000
2778 SW 119TH TERRACE · same community
3 bd · 2 ba · 1,572 sqft · $277/sqft · 290 DOM
Sold · Sep ’25$430,000
11899 SW 28TH AVENUE · same community
3 bd · 2 ba · 1,520 sqft · $283/sqft · 6 DOM
Sold · Jan ’26$1,029,999
2728 SW 115TH DRIVE · same community
5 bd · 3.5 ba · 3,200 sqft · $322/sqft · 173 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11869 SW 28TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11869 SW 28TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11869 SW 28TH AVENUE FAQs
What would the monthly payment be for 11869 SW 28TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,115/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11869 SW 28TH AVENUE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11869 SW 28TH AVENUE?+
The most recent tax bill on record (2025) was $12,052. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11869 SW 28TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $465,000, this home is listed about 58% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11869 SW 28TH AVENUE?+
Lawton M. Chiles Elementary School (elementary), Kanapaha Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$465,000 runs 108% above the GAINESVILLE 32608 median — but at 2,079 sqft it's also 44% larger than the typical Gainesville listing.
02Time on market is leverage
131 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lawton M. Chiles Elementary School, Kanapaha Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,900, now $465,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHGRE THOMAS GROUP · Tiffany Thomas. MLS #GC538735.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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