9311 86TH STREET, LIVE OAK, FL, 32060
Active123 days on marketListed Mar 23, 2026MLS #GC538680
About this home
9311 86TH STREET
OWNER FINANCING AVAILABLE! Here is your chance to grab a beautiful 1.19-acre property in Live Oak before it is gone. Hard-to-find small acreage like this is in demand, especially when flexible financing is offered. Zoned A-1 Agricultural, this property gives you the feel of country living with the convenience of being near town. Build your future, invest in land, or hold for tomorrow—but do not miss this opportunity because buyers are always looking for affordable land with owner financing.
Facts & features
The home at a glance
1.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$467 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$467/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32060 — neighborhood snapshot
Population
22,085
Median age
44.4
Median income
$56,702
Median home value
$158,200
Avg household
2.71
Households w/ children
2,337
The numbers that matter
The Live Oak market
$229K → $370K
Live Oak median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the LIVE OAK 32060 median. See the full Live Oak market guide →
Paper trail
This home's history
Reality check
What actually sold near 9311 86TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$232,000
10030 CR 136
4 bd · 2 ba · 1,560 sqft · $149/sqft · 147 DOM
Sold · Jul ’25$229,000
10026 CR 136
3 bd · 2 ba · 1,568 sqft · $146/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9311 86TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9311 86TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9311 86TH STREET FAQs
What would the monthly payment be for 9311 86TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $467/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9311 86TH STREET?+
The most recent tax bill on record (2025) was $269. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Live Oak?+
At $44,900, this home is listed about 85% below the Live Oak median of $295,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the LIVE OAK 32060 market on paper
$44,900 is 84% below the LIVE OAK 32060 median of $274,450.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
123 days on market against a Live Oak median of 47 — sellers in this position are usually ready to negotiate.
Listing courtesy of ANCHOR HOUSE REALTY & PROP MGMT · Alex Worthington. MLS #GC538680.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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