13982 SE 48TH AVENUE, STARKE, FL, 32091
Active132 days on marketListed Mar 18, 2026MLS #GC538586
About this home
13982 SE 48TH AVENUE
Welcome home to this charming 3-bedroom, 2-bath brick residence offering 1,638 sq ft of living space in a quiet neighborhood close to shopping and everyday conveniences. The interior features a galley kitchen that overlooks into a spacious dining area. Throughout the home there is ample storage. Recent updates include a new roof in 2024, updated septic system and a new water heater, adding extra value and peace of mind. Outside, enjoy a two-car garage and a fenced yard perfect for pets, play, or entertaining. This home combines comfort, convenience, and practicality. Easy commute to Gainesville or Jacksonville.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,638
Sqft
1.3 ac
Lot size
2
Garage
1973
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,201 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,201/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.6%
$/sqft vs DEERWOOD
$176 vs $225
Days on market
132 vs 22 typical
Where $176/sqft sits among the 6 homes for sale in DEERWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Starke
Get to know Starke. See the full Starke guide →
STARKE 32091 — neighborhood snapshot
Population
16,062
Median age
39.2
Median income
$53,522
Median home value
$175,200
Avg household
2.58
Households w/ children
1,747
The numbers that matter
The Starke market
$399K → $291K
Starke median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
5 of 6
DEERWOOD have cut their price
Median sold price, Starke, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the STARKE 32091 median. See the full Starke market guide →
Paper trail
This home's history
Reality check
What actually sold near 13982 SE 48TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$325,000
2739 E DOVE COURT · same community
3 bd · 2 ba · 1,616 sqft · $201/sqft · 0 DOM
Sold · Oct ’25$400,000
452 S DEERWOOD AVENUE · same community
4 bd · 2 ba · 1,671 sqft · $239/sqft · 33 DOM
Sold · Sep ’25$437,500
9217 ALLWOOD PLACE · same community
3 bd · 2 ba · 1,557 sqft · $281/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13982 SE 48TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13982 SE 48TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13982 SE 48TH AVENUE FAQs
What would the monthly payment be for 13982 SE 48TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,201/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13982 SE 48TH AVENUE?+
The most recent tax bill on record (2025) was $2,621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Starke?+
At $288,000, this home is listed about 7% above the Starke median of $269,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CW REALTY · Brenda Thornton. MLS #GC538586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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