6287 MAGNOLIA STREET, KEYSTONE HEIGHTS, FL, 32656
Active145 days on marketListed Mar 17, 2026MLS #GC538554
About this home
6287 MAGNOLIA STREET
Owner financing available! This charming 3-bedroom, 2-bath home offers upgraded finishes and comfortable living with desirable indoor and outdoor features. Enjoy relaxing on the spacious rear and side porches while the privacy-fenced yard provides a peaceful setting for family, pets, and entertaining. Inside, you’ll find new vinyl flooring, a beautifully updated primary suite with a walk-in tile shower, new finishes in both bathrooms, new appliances, and a new split A/C unit for efficient comfort. Located in a community with a low voluntary HOA membership paid annually, owners enjoy private access to spring-fed Lake Hutchinson, a 103-acre clearwater lake popular for fishing, boating, and water sports, plus access to the private clubhouse. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this property offers flexibility and value. Short-term rental potential makes it an excellent option for income-producing use.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
960
Sqft
0.22 ac
Lot size
1967
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,385 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,385/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Keystone Heights actives
$185 vs $177
Days on market
145 vs 61 typical
Where $185/sqft sits among the 31 Keystone Heights actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keystone Heights
Get to know Keystone Heights. See the full Keystone Heights guide →
KEYSTONE HEIGHTS 32656 — neighborhood snapshot
Population
15,630
Median age
40.4
Median income
$73,201
Median home value
$202,900
Avg household
2.74
Households w/ children
2,259
The numbers that matter
The Keystone Heights market
$300K → $295K
Keystone Heights median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
16 of 31
Keystone Heights actives have cut their price
Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →
Paper trail
This home's history
Reality check
What actually sold near 6287 MAGNOLIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$275,000
123 LAKE CARLETON DRIVE
2 bd · 1.5 ba · 777 sqft · $354/sqft · 9 DOM
Sold · Aug ’25$215,000
115 2ND STREET
2 bd · 1 ba · 775 sqft · $277/sqft · 5 DOM
Sold · Oct ’25$155,500
6838 BIG SKY LANE
3 bd · 2 ba · 1,152 sqft · $135/sqft · 234 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6287 MAGNOLIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6287 MAGNOLIA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6287 MAGNOLIA STREET FAQs
What would the monthly payment be for 6287 MAGNOLIA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,385/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6287 MAGNOLIA STREET?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6287 MAGNOLIA STREET?+
The most recent tax bill on record (2025) was $1,149. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6287 MAGNOLIA STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Keystone Heights?+
At $177,900, this home is listed about 38% below the Keystone Heights median of $287,450. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the KEYSTONE HEIGHTS 32656 market on paper
$177,900 is 6% below the KEYSTONE HEIGHTS 32656 median of $188,900, and at $185/sqft it sits under the Keystone Heights average of $203.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
145 days on market against a Keystone Heights median of 61 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $179,900, now $177,900 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXIT REALTY PRODUCERS · Danika Tileston. MLS #GC538554.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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