David Ramirez
$2,200,00019 bd12 ba12,008 sqft$183 /sqft$14,059 /mo all-in ↓

824 E UNIVERSITY AVENUE, GAINESVILLE, FL, 32601

Active129 days on marketListed Mar 17, 2026MLS #GC538545

Single Family ResidenceGAINESVILLE DOIG & ROBERTSON ADD

About this home

824 E UNIVERSITY AVENUE

University Village is a premier 12-unit mixed-use investment opportunity in Gainesville’s Historic Duckpond neighborhood, situated on 1.6 acres just five minutes from the University of Florida. Offered at $2.2 million, the property features flexible mixed-use zoning allows for up to 29 units across the assemblage, with surplus land supporting meaningful future infill expansion. Positioned on a signalized corner with approximately 200 feet of frontage along University Avenue, the property offers exceptional visibility and access. The asset features 11 well-maintained residential units and a professionally finished 1,807-square-foot commercial office building, delivering stable in-place cash flow while preserving additional undeveloped acreage for future expansion. With seller financing available to qualified buyers, the combination of existing income and future density potential makes University Village one of the most compelling investment opportunities in the Gainesville market. Total heated Sq ft of all structures: 12,008 ($183 per Sq Ft. @ asking price) Addresses, Unit mix, & Tax Parcels as follows: 834 E UNIVERSITY AVE (front) vacant office 2/1. (Back/Studio) 1/1 ,Parcel# 11949-000-000 824 E UNIVERSITY AVE Unit A (Front) 2/1, Unit B (Back) 1/1, Unit C (upstairs) 4/1. Back Quadplex all units 1/1, Parcel#: 11948-000-000, 100 NE 9TH ST Unit (A) 3/1, Unit (B) 3/1, Parcel#: 11947-000-000 108 NE 9th ST. 3/2. Parcel#:11944-000-000

Facts & features

The home at a glance

19

Bedrooms

12

Bathrooms

12,008

Sqft

1.6 ac

Lot size

1947

Year built

Multi/Split

Levels

$183

Per sqft

Fireplace

Inside

FlooringTile · Hardwood
AppliancesRange · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · In Wall Pest System · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s)
LaundryOther
CoolingCentral Air
HeatingHeat Pump · Natural Gas

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationOther
FacesSouth
ExteriorBalcony · Courtyard · Lighting · Sidewalk · Storage

Community & fees

Taxes (2025)$14,436/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Natural Gas Available · Natural Gas Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,059 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property tax — 2025 actual bill$1,203
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $220,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $220,000
Interest rate6.00%
Loan term

Estimated payment

$14,059/mo

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property taxes (actual bill)$1,203
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Duckpond

Map of 824 E UNIVERSITY AVENUE inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Duckpond — neighborhood snapshot

Population

2,453

Median age

41

Median income

$99,525

Median home value

$300,470

Avg household

2

Households w/ children

430

For the school run

Alachua County School District

ElementaryW. A. Metcalfe Elementary School★★★★★
HighGainesville High School★★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 837% above the GAINESVILLE 32601 median. See the full Gainesville market guide →

Paper trail

This home's history

Mar 17, 2026Listed at $2,200,000 · 129 days on market since
1947Built · GAINESVILLE DOIG & ROBERTSON ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 824 E UNIVERSITY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 824 E UNIVERSITY AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

824 E UNIVERSITY AVENUE FAQs

What would the monthly payment be for 824 E UNIVERSITY AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,059/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 824 E UNIVERSITY AVENUE?+

The most recent tax bill on record (2025) was $14,436. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $2,200,000, this home is listed about 645% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 824 E UNIVERSITY AVENUE?+

W. A. Metcalfe Elementary School (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PORTAL REALTY · Adrian Hayes-Santos. MLS #GC538545.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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