20994 SW COUNTY ROAD 18 Lot 2, BROOKER, FL, 32622
Active154 days on marketListed Mar 14, 2026MLS #GC538485
About this home
20994 SW COUNTY ROAD 18 Lot 2
Welcome to Cornerstone, a deed restricted Homes only subdivision with no HOA, located in Brooker. Lot #2 is 1.5 acres of unimproved land with a mixture of mature trees offering privacy in a peaceful country setting. Bring your own builder to make this peaceful retreat your dream home destination. Cornerstone is located on CR 18 and is within 5 miles of the Santa Fe River and public park access at Chastain-Seay Park for nature and water enthusiasts. Enjoy peaceful country living while being a short drive from Gainesville and Lake City.
Facts & features
The home at a glance
1.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$433 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$433/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Brooker
Get to know Brooker. See the full Brooker guide →
BROOKER 32622 — neighborhood snapshot
Population
1,418
Median age
43.8
Median income
$67,587
Median home value
$201,000
Avg household
2.51
Households w/ children
126
The numbers that matter
The Brooker market
$508K → $180K
Brooker median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Brooker, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the BROOKER 32622 median. See the full Brooker market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20994 SW COUNTY ROAD 18 Lot 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20994 SW COUNTY ROAD 18 Lot 2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20994 SW COUNTY ROAD 18 Lot 2 FAQs
What would the monthly payment be for 20994 SW COUNTY ROAD 18 Lot 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $433/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20994 SW COUNTY ROAD 18 Lot 2?+
The most recent tax bill on record (2025) was $258. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Brooker?+
At $39,750, this home is listed about 89% below the Brooker median of $357,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the BROOKER 32622 market on paper
$39,750 is 40% below the BROOKER 32622 median of $66,250.
02Time on market is leverage
154 days on market against a Brooker median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $42,000, now $39,750 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GARRETT REALTY · Brian Swinderman. MLS #GC538485.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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